Is Nashville, TN cheaper than Eugene, OR?

Based on cost of living data, Nashville, TN is 1.3% cheaper than Eugene, OR. The two cities have very similar living costs.

What salary do I need in Nashville, TN to live like I do in Eugene, OR?

If you earn $150,000 in Eugene, OR, you'd need approximately $148,821.986 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Eugene, OR and Nashville, TN?

Housing in Nashville, TN is 22.0% cheaper than in Eugene, OR. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $1,208/month in Eugene, OR.

How much can I save per month by moving from Eugene, OR to Nashville, TN?

Moving from Eugene, OR to Nashville, TN could save you approximately $98 per month, or $1178 per year, based on a $150,000 salary.

Eugene, OR vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Eugene, OR — ZIP-level rent data · COL adjusted from Portland, OR area

Current salary in Eugene, OR

Numbers update automatically as you type

You'd save $98.17/month moving to Nashville, TN

$150.0K in your current city equals $148.8K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 1.3%

Less expensive

Monthly Impact

$98.17

Savings

Annual Impact

$1.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Eugene, OR

Population:178K

Cost Index:100

Median Home:$470K

Nashville, TN

Population:689K

Cost Index:99

Median Home:$489K

Eugene, OR

The Beaver State

178K

Population

State Tax

Yes

Located in Oregon, this city has a population of 178K residents.

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Eugene, OR vs Nashville, TN

Category	Eugene, OR	Nashville, TN	Difference	Change
🏠Housing	$3,399/mo	$2,651/mo	↓ $748less	22.0%
📦Other	$1,546/mo	$1,942/mo	↑ $396more	25.6%
🚗Transportation	$1,382/mo	$1,284/mo	↓ $97.73less	7.1%
⚡All Utilities	$426/mo	$519/mo	↑ $93.15more	21.9%
🏥Healthcare	$594/mo	$607/mo	↑ $13.18more	2.2%
🛒Groceries	$958/mo	$949/mo	↓ $8.71less	0.9%

🏠Housing

↓ 22.0%

Eugene, OR

$3,399

Nashville, TN

$2,651

Difference

$748

less

📦Other

↑ 25.6%

Eugene, OR

$1,546

Nashville, TN

$1,942

Difference

$396

🚗Transportation

↓ 7.1%

Eugene, OR

$1,382

Nashville, TN

$1,284

Difference

$97.73

less

⚡All Utilities

↑ 21.9%

Eugene, OR

$426

Nashville, TN

$519

Difference

$93.15

🏥Healthcare

↑ 2.2%

Eugene, OR

$594

Nashville, TN

$607

Difference

$13.18

🛒Groceries

↓ 0.9%

Eugene, OR

$958

Nashville, TN

$949

Difference

$8.71

less

🏛️ Local Income Taxes

Eugene, OR: Lane Transit District Payroll Tax$315/yr (0.2%)

Nashville, TN has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$873

To$1,600

↑ $727

1 Bed

From$921

To$1,680

↑ $759

2 Bed

From$1,208

To$1,840

↑ $632

3 Bed

From$1,682

To$2,350

↑ $668

Eugene, ORZIP-level data

1BR range: $1,300–$1,380/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,304

Monthly in Eugene, OR

$7,952

Monthly in Nashville, TN

$352

Difference

Home Values

Eugene

Nashville

$470K

Median Value

$489K

↓ -0.3%

YoY Change

↓ -2.1%

↑ +27.2%

5-Year Change

↑ +32.1%

$391K - $592K

Price Range

$320K - $1.16M

Homes in Nashville are 4% more expensive than Eugene

Calculate payment - Eugene Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $15.5K

Per year

Monthly Difference

$1,293

More take-home

Effective Rate Diff

10.3%

Rate difference

Eugene, OR

Federal Income Tax

Effective: 18.9%

$25.5K

Oregon State Tax

Effective: 10.3%

$15.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 35.0%

$52.5K

Take-Home Pay

$8,123/month

$97.5K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Eugene, OR Tax Rates

Sales Tax:0.0%

Property Tax:0.9%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.