Is Nashville, TN cheaper than Evansville, IN?

Based on cost of living data, Nashville, TN is 10.2% more expensive than Evansville, IN. This translates to spending an extra $762 per month.

What salary do I need in Nashville, TN to live like I do in Evansville, IN?

If you earn $150,000 in Evansville, IN, you'd need approximately $159,149.836 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Evansville, IN and Nashville, TN?

Housing in Nashville, TN is 19.7% more expensive than in Evansville, IN. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $1,174/month in Evansville, IN.

How much can I save per month by moving from Evansville, IN to Nashville, TN?

Living in Nashville, TN costs approximately $762 more per month than Evansville, IN, or $9150 more per year, based on a $150,000 salary.

Evansville, IN vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Evansville, IN — ZIP-level rent data · COL adjusted from Louisville, KY area

Current salary in Evansville, IN

Numbers update automatically as you type

You'd spend $762/month more in Nashville, TN

$150.0K in your current city equals $159.1K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 10.2%

More expensive

Monthly Impact

$762

Extra cost

Annual Impact

$9.1K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Evansville, IN

Population:115K

Cost Index:100

Median Home:$188K

Nashville, TN

Population:689K

Cost Index:110

Median Home:$489K

Evansville, IN

The Hoosier State

115K

Population

State Tax

Yes

Located in Indiana, this city has a population of 115K residents.

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Evansville, IN vs Nashville, TN

Category	Evansville, IN	Nashville, TN	Difference	Change
🏠Housing	$2,214/mo	$2,651/mo	↑ $437more	19.7%
📦Other	$1,652/mo	$1,942/mo	↑ $290more	17.5%
🚗Transportation	$1,362/mo	$1,284/mo	↓ $78.24less	5.7%
⚡All Utilities	$473/mo	$519/mo	↑ $45.71more	9.7%
🏥Healthcare	$575/mo	$607/mo	↑ $32.53more	5.7%
🛒Groceries	$978/mo	$949/mo	↓ $28.44less	2.9%

🏠Housing

↑ 19.7%

Evansville, IN

$2,214

Nashville, TN

$2,651

Difference

$437

📦Other

↑ 17.5%

Evansville, IN

$1,652

Nashville, TN

$1,942

Difference

$290

🚗Transportation

↓ 5.7%

Evansville, IN

$1,362

Nashville, TN

$1,284

Difference

$78.24

less

⚡All Utilities

↑ 9.7%

Evansville, IN

$473

Nashville, TN

$519

Difference

$45.71

🏥Healthcare

↑ 5.7%

Evansville, IN

$575

Nashville, TN

$607

Difference

$32.53

🛒Groceries

↓ 2.9%

Evansville, IN

$978

Nashville, TN

$949

Difference

$28.44

less

🏛️ Local Income Taxes

Evansville, IN: Vanderburgh County Income Tax$1,950/yr (1.3%)

Nashville, TN has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$899

To$1,600

↑ $701

1 Bed

From$909

To$1,680

↑ $771

2 Bed

From$1,174

To$1,840

↑ $666

3 Bed

From$1,444

To$2,350

↑ $906

Evansville, INZIP-level data

1BR range: $800–$1,020/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,254

Monthly in Evansville, IN

$7,952

Monthly in Nashville, TN

$698

Difference

Home Values

Evansville

Nashville

$188K

Median Value

$489K

↑ +4%

YoY Change

↓ -2.1%

↑ +37.9%

5-Year Change

↑ +32.1%

$91K - $255K

Price Range

$320K - $1.16M

Homes in Nashville are 160% more expensive than Evansville

Calculate payment - Evansville Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $4.8K

Per year

Monthly Difference

$404

More take-home

Effective Rate Diff

3.2%

Rate difference

Evansville, IN

Federal Income Tax

Effective: 18.9%

$25.5K

Indiana State Tax

Effective: 3.2%

$4.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.9%

$41.9K

Take-Home Pay

$9,012/month

$108.1K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Evansville, IN Tax Rates

Sales Tax:7.0%

Property Tax:0.9%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.