Is St. Louis, MO cheaper than Evansville, IN?

Based on cost of living data, St. Louis, MO is 6.9% cheaper than Evansville, IN. This translates to saving $521 per month.

What salary do I need in St. Louis, MO to live like I do in Evansville, IN?

If you earn $150,000 in Evansville, IN, you'd need approximately $143,747.92 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Evansville, IN and St. Louis, MO?

Housing in St. Louis, MO is 15.5% cheaper than in Evansville, IN. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $1,174/month in Evansville, IN.

How much can I save per month by moving from Evansville, IN to St. Louis, MO?

Moving from Evansville, IN to St. Louis, MO could save you approximately $521 per month, or $6252 per year, based on a $150,000 salary.

Evansville, IN vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Evansville, IN — ZIP-level rent data · COL adjusted from Louisville, KY area

Current salary in Evansville, IN

Numbers update automatically as you type

You'd save $521/month moving to St. Louis, MO

$150.0K in your current city equals $143.7K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 6.9%

Less expensive

Monthly Impact

$521

Savings

Annual Impact

$6.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Evansville, IN

Population:115K

Cost Index:100

Median Home:$188K

St. Louis, MO

Population:302K

Cost Index:93

Median Home:$145K

Evansville, IN

The Hoosier State

115K

Population

State Tax

Yes

Located in Indiana, this city has a population of 115K residents.

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Evansville, IN vs St. Louis, MO

Category	Evansville, IN	St. Louis, MO	Difference	Change
🏠Housing	$2,214/mo	$1,871/mo	↓ $343less	15.5%
🚗Transportation	$1,362/mo	$1,216/mo	↓ $147less	10.8%
⚡All Utilities	$473/mo	$535/mo	↑ $62.10more	13.1%
🏥Healthcare	$575/mo	$527/mo	↓ $48.02less	8.4%
📦Other	$1,652/mo	$1,607/mo	↓ $45.01less	2.7%
🛒Groceries	$978/mo	$949/mo	↓ $28.44less	2.9%

🏠Housing

↓ 15.5%

Evansville, IN

$2,214

St. Louis, MO

$1,871

Difference

$343

less

🚗Transportation

↓ 10.8%

Evansville, IN

$1,362

St. Louis, MO

$1,216

Difference

$147

less

⚡All Utilities

↑ 13.1%

Evansville, IN

$473

St. Louis, MO

$535

Difference

$62.10

🏥Healthcare

↓ 8.4%

Evansville, IN

$575

St. Louis, MO

$527

Difference

$48.02

less

📦Other

↓ 2.7%

Evansville, IN

$1,652

St. Louis, MO

$1,607

Difference

$45.01

less

🛒Groceries

↓ 2.9%

Evansville, IN

$978

St. Louis, MO

$949

Difference

$28.44

less

🏛️ Local Income Taxes

Evansville, IN: Vanderburgh County Income Tax$1,950/yr (1.3%)

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Net difference-$450/yr

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$899

To$910

↑ $11.00

1 Bed

From$909

To$950

↑ $41.00

2 Bed

From$1,174

To$1,160

↓ $14.00

3 Bed

From$1,444

To$1,490

↑ $46.00

Evansville, INZIP-level data

1BR range: $800–$1,020/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,254

Monthly in Evansville, IN

$6,705

Monthly in St. Louis, MO

$549

Difference

Home Values

Evansville

St. Louis

$188K

Median Value

$145K

↑ +4%

YoY Change

↓ -0.8%

↑ +37.9%

5-Year Change

↑ +10.9%

$91K - $255K

Price Range

$38K - $302K

Homes in St. Louis are 23% less expensive than Evansville

Calculate payment - Evansville Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $3.1K

More taxes

Monthly Difference

$257

Less take-home

Effective Rate Diff

2.1%

Rate difference

Evansville, IN

Federal Income Tax

Effective: 18.9%

$25.5K

Indiana State Tax

Effective: 3.2%

$4.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.9%

$41.9K

Take-Home Pay

$9,012/month

$108.1K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Evansville, IN Tax Rates

Sales Tax:7.0%

Property Tax:0.9%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.