Is Phoenix, AZ cheaper than Evansville, IN?

Based on cost of living data, Phoenix, AZ is 10.4% more expensive than Evansville, IN. This translates to spending an extra $779 per month.

What salary do I need in Phoenix, AZ to live like I do in Evansville, IN?

If you earn $150,000 in Evansville, IN, you'd need approximately $159,342.36 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Evansville, IN and Phoenix, AZ?

Housing in Phoenix, AZ is 26.0% more expensive than in Evansville, IN. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $1,174/month in Evansville, IN.

How much can I save per month by moving from Evansville, IN to Phoenix, AZ?

Living in Phoenix, AZ costs approximately $779 more per month than Evansville, IN, or $9342 more per year, based on a $150,000 salary.

Evansville, IN vs Phoenix, AZ: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Evansville, IN — ZIP-level rent data · COL adjusted from Louisville, KY area

Current salary in Evansville, IN

Numbers update automatically as you type

You'd spend $779/month more in Phoenix, AZ

$150.0K in your current city equals $159.3K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 10.4%

More expensive

Monthly Impact

$779

Extra cost

Annual Impact

$9.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Evansville, IN

Population:115K

Cost Index:100

Median Home:$188K

Phoenix, AZ

Population:1608K

Cost Index:110

Median Home:$414K

Evansville, IN

The Hoosier State

115K

Population

State Tax

Yes

Located in Indiana, this city has a population of 115K residents.

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Evansville, IN vs Phoenix, AZ

Category	Evansville, IN	Phoenix, AZ	Difference	Change
🏠Housing	$2,214/mo	$2,788/mo	↑ $575more	26.0%
🚗Transportation	$1,362/mo	$1,489/mo	↑ $127more	9.3%
⚡All Utilities	$473/mo	$561/mo	↑ $87.78more	18.5%
📦Other	$1,652/mo	$1,677/mo	↑ $25.29more	1.5%
🛒Groceries	$978/mo	$963/mo	↓ $14.45less	1.5%
🏥Healthcare	$575/mo	$589/mo	↑ $13.94more	2.4%

🏠Housing

↑ 26.0%

Evansville, IN

$2,214

Phoenix, AZ

$2,788

Difference

$575

🚗Transportation

↑ 9.3%

Evansville, IN

$1,362

Phoenix, AZ

$1,489

Difference

$127

⚡All Utilities

↑ 18.5%

Evansville, IN

$473

Phoenix, AZ

$561

Difference

$87.78

📦Other

↑ 1.5%

Evansville, IN

$1,652

Phoenix, AZ

$1,677

Difference

$25.29

🛒Groceries

↓ 1.5%

Evansville, IN

$978

Phoenix, AZ

$963

Difference

$14.45

less

🏥Healthcare

↑ 2.4%

Evansville, IN

$575

Phoenix, AZ

$589

Difference

$13.94

🏛️ Local Income Taxes

Evansville, IN: Vanderburgh County Income Tax$1,950/yr (1.3%)

Phoenix, AZ has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$899

To$1,390

↑ $491

1 Bed

From$909

To$1,510

↑ $601

2 Bed

From$1,174

To$1,750

↑ $576

3 Bed

From$1,444

To$2,330

↑ $886

Evansville, INZIP-level data

1BR range: $800–$1,020/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,254

Monthly in Evansville, IN

$8,068

Monthly in Phoenix, AZ

$814

Difference

Home Values

Evansville

Phoenix

$188K

Median Value

$414K

↑ +4%

YoY Change

↓ -3.1%

↑ +37.9%

5-Year Change

↑ +30.2%

$91K - $255K

Price Range

$274K - $957K

Homes in Phoenix are 120% more expensive than Evansville

Calculate payment - Evansville Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $388

More taxes

Monthly Difference

$32.32

Less take-home

Effective Rate Diff

0.3%

Rate difference

Evansville, IN

Federal Income Tax

Effective: 18.9%

$25.5K

Indiana State Tax

Effective: 3.2%

$4.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.9%

$41.9K

Take-Home Pay

$9,012/month

$108.1K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Evansville, IN Tax Rates

Sales Tax:7.0%

Property Tax:0.9%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.