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Cost of Living Comparison 2026

๐Ÿ“ Fargo, ND โ€” ZIP-level rent data ยท COL adjusted from Minneapolis, MN area

$

Numbers update automatically as you type

You'd spend $1.2K/month more in Nashville, TN

$150.0K in your current city equals $164.9K in Nashville, TN

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 16.6%
More expensive
Monthly Impact
$1,241
Extra cost
Annual Impact
$14.9K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Fargo, ND

Population:133K
Cost Index:100
Median Home:$259K

Nashville, TN

Population:689K
Cost Index:117
Median Home:$489K

Fargo, ND

The Peace Garden State

133K
Population
State Tax
Yes

Located in North Dakota, this city has a population of 133K residents.

Nashville, TN

The Volunteer State

689K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • โ€ขMusic City USA
  • โ€ขCountry music capital
  • โ€ขHealthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Fargo, ND vs Nashville, TN

๐Ÿ Housing
โ†‘ 28.2%
Fargo, ND
$2,067
Nashville, TN
$2,651
Difference
$584
more
๐Ÿ“ฆOther
โ†‘ 33.7%
Fargo, ND
$1,452
Nashville, TN
$1,942
Difference
$490
more
๐Ÿš—Transportation
โ†‘ 13.7%
Fargo, ND
$1,129
Nashville, TN
$1,284
Difference
$155
more
๐ŸฅHealthcare
โ†“ 11.2%
Fargo, ND
$684
Nashville, TN
$607
Difference
$76.57
less
โšกAll Utilities
โ†‘ 12.9%
Fargo, ND
$460
Nashville, TN
$519
Difference
$59.42
more
๐Ÿ›’Groceries
โ†‘ 2.0%
Fargo, ND
$931
Nashville, TN
$949
Difference
$18.27
more

๐Ÿ Rent Comparison

Studio
From$501
To$1,600
โ†‘ $1,099
1 Bed
From$598
To$1,680
โ†‘ $1,082
2 Bed
From$723
To$1,840
โ†‘ $1,117
3 Bed
From$1,009
To$2,350
โ†‘ $1,341
Fargo, NDZIP-level data

1BR range: $860โ€“$860/mo

Nashville, TNZIP-level data

1BR range: $1,320โ€“$2,230/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,722
Monthly in Fargo, ND
$7,952
Monthly in Nashville, TN
$1,230
Difference

Home Values

Fargo
Nashville
$259K
Median Value
$489K
โ†‘ +4.3%
YoY Change
โ†“ -2.1%
โ†‘ +23.9%
5-Year Change
โ†‘ +32.1%
$259K
Price Range
$320K - $1.16M

Homes in Nashville are 89% more expensive than Fargo

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $2.8K
Per year
Monthly Difference
$232
More take-home
Effective Rate Diff
1.9%
Rate difference

Fargo, ND

Federal Income Tax
Effective: 18.9%
$25.5K
North Dakota State Tax
Effective: 1.9%
$2.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 26.5%
$39.8K
Take-Home Pay
$9,184/month
$110.2K

Nashville, TN

Federal Income Tax
Effective: 18.9%
$25.5K
Tennessee State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Fargo, ND Tax Rates

Sales Tax:6.8%
Property Tax:1.0%

Nashville, TN Tax Rates

Sales Tax:9.5%
Property Tax:0.7%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Fargo
Nashville
42 Good
Air Quality
50 Good
66.4%
Good Air Days
51.6%
98 High
Climate Risk
97 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐Ÿซจ๐ŸŒช
โ–ฒ+3.6ยฐF
2050 Outlook
โ–ฒ+2.8ยฐF
14 days
Heat Days >95ยฐF
42 days
โ–ฒ+3.6ยฐF
2050 Outlook
โ–ฒ+2.8ยฐF
14 days
Heat Days >95ยฐF
42 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between North Dakota and Tennessee on TaxTakeHome.com

Where your money goes further

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