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Cost of Living Comparison 2026

📍 Fargo, ND — ZIP-level rent data · COL adjusted from Minneapolis, MN area

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Numbers update automatically as you type

You'd spend $732/month more in Raleigh, NC

$150.0K in your current city equals $158.8K in Raleigh, NC

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
↑ 9.8%
More expensive
Monthly Impact
$732
Extra cost
Annual Impact
$8.8K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Fargo, ND

Population:133K
Cost Index:100
Median Home:$259K

Raleigh, NC

Population:474K
Cost Index:110
Median Home:$512K

Fargo, ND

The Peace Garden State

133K
Population
State Tax
Yes

Located in North Dakota, this city has a population of 133K residents.

Raleigh, NC

The Tar Heel State

474K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • •Research Triangle
  • •State capital
  • •Major university town

Major Industries

TechnologyResearchEducationGovernment

Cost Breakdown by Category

Annual spending: Fargo, ND vs Raleigh, NC

🏠Housing
↑ 19.4%
Fargo, ND
$2,067
Raleigh, NC
$2,469
Difference
$402
more
📦Other
↑ 17.6%
Fargo, ND
$1,452
Raleigh, NC
$1,707
Difference
$256
more
🚗Transportation
↑ 13.7%
Fargo, ND
$1,129
Raleigh, NC
$1,284
Difference
$155
more
⚡All Utilities
↑ 18.9%
Fargo, ND
$460
Raleigh, NC
$546
Difference
$86.74
more
🏥Healthcare
↓ 12.1%
Fargo, ND
$684
Raleigh, NC
$601
Difference
$82.77
less
🛒Groceries
↑ 3.0%
Fargo, ND
$931
Raleigh, NC
$959
Difference
$28.26
more

🏠Rent Comparison

Studio
From$501
To$1,570
↑ $1,069
1 Bed
From$598
To$1,640
↑ $1,042
2 Bed
From$723
To$1,800
↑ $1,077
3 Bed
From$1,009
To$2,255
↑ $1,246
Fargo, NDZIP-level data

1BR range: $860–$860/mo

Raleigh, NCZIP-level data

1BR range: $1,400–$1,880/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,722
Monthly in Fargo, ND
$7,567
Monthly in Raleigh, NC
$845
Difference

Home Values

Fargo
Raleigh
$259K
Median Value
$512K
↑ +4.3%
YoY Change
↓ -0.5%
↑ +23.9%
5-Year Change
↑ +38.2%
$259K
Price Range
$314K - $992K

Homes in Raleigh are 97% more expensive than Fargo

Calculate payment - FargoCalculate payment - Raleigh

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $4.3K
More taxes
Monthly Difference
$362
Less take-home
Effective Rate Diff
2.9%
Rate difference

Fargo, ND

Federal Income Tax
Effective: 18.9%
$25.5K
North Dakota State Tax
Effective: 1.9%
$2.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 26.5%
$39.8K
Take-Home Pay
$9,184/month
$110.2K

Raleigh, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Fargo, ND Tax Rates

Sales Tax:6.8%
Property Tax:1.0%

Raleigh, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Fargo
Raleigh
42 Good
Air Quality
46 Good
66.4%
Good Air Days
61.7%
98 High
Climate Risk
96 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+3.6°F
2050 Outlook
▲+2.8°F
14 days
Heat Days >95°F
31 days
▲+3.6°F
2050 Outlook
▲+2.8°F
14 days
Heat Days >95°F
31 days

💰 See how taxes change too — compare take-home pay between North Dakota and North Carolina on TaxTakeHome.com

Where your money goes further

Cities cheaper than Fargo, ND on a $150.0K salary

1.Indianapolis, IN
Save $116/mo
2.St. Louis, MO
Save $116/mo

Similar cost to Raleigh, NC

Other cities in a similar price range

Austin, TXDenver, CONashville, TN

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