Is Cape Coral, FL cheaper than Fayetteville, NC?

Based on cost of living data, Cape Coral, FL is 7.7% more expensive than Fayetteville, NC. This translates to spending an extra $580 per month.

What salary do I need in Cape Coral, FL to live like I do in Fayetteville, NC?

If you earn $150,000 in Fayetteville, NC, you'd need approximately $156,960.287 in Cape Coral, FL to maintain the same standard of living.

How does housing cost compare between Fayetteville, NC and Cape Coral, FL?

Housing in Cape Coral, FL is 6.0% more expensive than in Fayetteville, NC. For a two-bedroom apartment, rent is $1,309/month in Cape Coral, FL compared to $1,270/month in Fayetteville, NC.

How much can I save per month by moving from Fayetteville, NC to Cape Coral, FL?

Living in Cape Coral, FL costs approximately $580 more per month than Fayetteville, NC, or $6960 more per year, based on a $150,000 salary.

Fayetteville, NC vs Cape Coral, FL: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Fayetteville, NC

Numbers update automatically as you type

You'd spend $580/month more in Cape Coral, FL

$150.0K in your current city equals $157.0K in Cape Coral, FL

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 7.7%

More expensive

Monthly Impact

$580

Extra cost

Annual Impact

$7.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Fayetteville, NC

Population:209K

Cost Index:

100

100 = national average

Median Home:$238K

Cape Coral, FL

Population:224K

Cost Index:

108

(8% above avg)

Median Home:$367K

Fayetteville, NC

The Tar Heel State

209K

Population

State Tax

Yes

Located in North Carolina, this city has a population of 209K residents.

Cape Coral, FL

The Sunshine State

224K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 224K residents.

💡 Advantage: Florida has no state income tax!

Cost Breakdown by Category

Annual spending: Fayetteville, NC vs Cape Coral, FL

Category	Fayetteville, NC	Cape Coral, FL	Difference	Change
Other	$1,607/mo	$1,740/mo	↑ $133more	8.3%
Housing	$2,209/mo	$2,341/mo	↑ $132more	6.0%
All Utilities	$519/mo	$563/mo	↑ $43.72more	8.4%
Healthcare	$601/mo	$559/mo	↓ $41.83less	7.0%
Groceries	$959/mo	$1,000/mo	↑ $40.55more	4.2%
Transportation	$1,202/mo	$1,236/mo	↑ $33.53more	2.8%

Other

↑ 8.3%

Fayetteville, NC

$1,607

Cape Coral, FL

$1,740

Difference

$133

Housing

↑ 6.0%

Fayetteville, NC

$2,209

Cape Coral, FL

$2,341

Difference

$132

All Utilities

↑ 8.4%

Fayetteville, NC

$519

Cape Coral, FL

$563

Difference

$43.72

Healthcare

↓ 7.0%

Fayetteville, NC

$601

Cape Coral, FL

$559

Difference

$41.83

less

Groceries

↑ 4.2%

Fayetteville, NC

$959

Cape Coral, FL

$1,000

Difference

$40.55

Transportation

↑ 2.8%

Fayetteville, NC

$1,202

Cape Coral, FL

$1,236

Difference

$33.53

🏠Rent Comparison

Studio

From$1,110

To$900

↓ $210

1 Bed

From$1,130

To$1,063

↓ $67.00

2 Bed

From$1,270

To$1,309

↑ $39.00

3 Bed

From$1,690

To$1,799

↑ $109

Fayetteville, NCZIP-level data

1BR range: $990–$1,280/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,097

Monthly in Fayetteville, NC

$7,438

Monthly in Cape Coral, FL

$340

Difference

Home Values

Fayetteville

Cape Coral

$238K

Median Value

↑ +0.4%

YoY Change

↑ +45.9%

5-Year Change

$195K - $271K

Price Range

Calculate payment - Fayetteville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.1K

Per year

Monthly Difference

$594

More take-home

Effective Rate Diff

4.7%

Rate difference

Fayetteville, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Cape Coral, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Fayetteville, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

Cape Coral, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.