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Cost of Living Comparison 2026

📍 Fishers, IN — ZIP-level rent data · COL adjusted from Indianapolis, IN area

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Numbers update automatically as you type

You'd spend $1.3K/month more in Charlotte, NC

$150.0K in your current city equals $165.2K in Charlotte, NC

Rent data from HUD ZIP-level estimates · COL index from Indianapolis-Carmel-Anderson, IN area
Overall Cost
↑ 16.9%
More expensive
Monthly Impact
$1,270
Extra cost
Annual Impact
$15.2K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Fishers, IN

Population:104K
Cost Index:100
Median Home:$369K

Charlotte, NC

Population:875K
Cost Index:117
Median Home:$399K

Fishers, IN

The Hoosier State

104K
Population
State Tax
Yes

Located in Indiana, this city has a population of 104K residents.

Charlotte, NC

The Tar Heel State

875K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • •Major banking center
  • •NASCAR headquarters
  • •Queen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: Fishers, IN vs Charlotte, NC

🏠Housing
↑ 47.6%
Fishers, IN
$1,672
Charlotte, NC
$2,469
Difference
$796
more
📦Other
↑ 12.6%
Fishers, IN
$1,516
Charlotte, NC
$1,707
Difference
$191
more
🛒Groceries
↑ 10.2%
Fishers, IN
$898
Charlotte, NC
$989
Difference
$91.60
more
🏥Healthcare
↑ 12.2%
Fishers, IN
$569
Charlotte, NC
$638
Difference
$69.48
more
🚗Transportation
↑ 6.1%
Fishers, IN
$1,133
Charlotte, NC
$1,202
Difference
$68.97
more
⚡All Utilities
↑ 5.8%
Fishers, IN
$491
Charlotte, NC
$519
Difference
$28.23
more

🏠Rent Comparison

Studio
From$1,191
To$1,630
↑ $439
1 Bed
From$1,353
To$1,710
↑ $357
2 Bed
From$1,572
To$1,870
↑ $298
3 Bed
From$2,034
To$2,300
↑ $266
Fishers, INZIP-level data

1BR range: $1,670–$1,670/mo

Charlotte, NCZIP-level data

1BR range: $1,340–$2,310/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,279
Monthly in Fishers, IN
$7,525
Monthly in Charlotte, NC
$1,246
Difference

Home Values

Fishers
Charlotte
$369K
Median Value
$399K
↑ +1.9%
YoY Change
↓ -1.1%
↑ +38.5%
5-Year Change
↑ +40.8%
$369K
Price Range
$293K - $1.57M

Homes in Charlotte are 8% more expensive than Fishers

Calculate payment - FishersCalculate payment - Charlotte

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $2.3K
More taxes
Monthly Difference
$190
Less take-home
Effective Rate Diff
1.5%
Rate difference

Fishers, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Charlotte, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Fishers, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

Charlotte, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Fishers
Charlotte
54 Moderate
Air Quality
51 Moderate
36.6%
Good Air Days
46.2%
97 High
Climate Risk
97 High
🌊🌡🌪
Top Hazards
🌊🌪💨
▲+3.1°F
2050 Outlook
▲+2.9°F
18 days
Heat Days >95°F
36 days
▲+3.1°F
2050 Outlook
▲+2.9°F
18 days
Heat Days >95°F
36 days

💰 See how taxes change too — compare take-home pay between Indiana and North Carolina on TaxTakeHome.com

Similar cost to Charlotte, NC

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