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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd spend $1.8K/month more in Tampa, FL

$150.0K in your current city equals $171.8K in Tampa, FL

Rent data from HUD ZIP-level estimates · COL index from Indianapolis-Carmel-Anderson, IN area
Overall Cost
24.2%
More expensive
Monthly Impact
$1,813
Extra cost
Annual Impact
$21.8K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Fishers, IN

Population:104K
Cost Index:
100
100 = national average
Median Home:$369K

Tampa, FL

Population:385K
Cost Index:
124
(24% above avg)
Median Home:$367K

Fishers, IN

The Hoosier State

104K
Population
State Tax
Yes

Located in Indiana, this city has a population of 104K residents.

Tampa, FL

The Sunshine State

385K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • Major Tampa Bay area
  • No state income tax
  • Growing tech scene

Major Industries

FinanceTechnologyHealthcareTourism

Cost Breakdown by Category

Annual spending: Fishers, IN vs Tampa, FL

Housing
61.6%
Fishers, IN
$1,672
Tampa, FL
$2,703
Difference
$1,030
more
Other
19.2%
Fishers, IN
$1,516
Tampa, FL
$1,808
Difference
$292
more
Transportation
13.3%
Fishers, IN
$1,133
Tampa, FL
$1,284
Difference
$151
more
Groceries
13.5%
Fishers, IN
$898
Tampa, FL
$1,019
Difference
$122
more
All Utilities
16.9%
Fishers, IN
$491
Tampa, FL
$574
Difference
$82.87
more
Healthcare
0.2%
Fishers, IN
$569
Tampa, FL
$570
Difference
$1.32
more

🏠Rent Comparison

Studio
From$1,191
To$1,850
$659
1 Bed
From$1,353
To$1,960
$607
2 Bed
From$1,572
To$2,290
$718
3 Bed
From$2,034
To$2,930
$896
Fishers, INZIP-level data

1BR range: $1,670$1,670/mo

Tampa, FLZIP-level data

1BR range: $1,410$2,550/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,279
Monthly in Fishers, IN
$7,958
Monthly in Tampa, FL
$1,679
Difference

Home Values

Fishers
Tampa
$369K
Median Value
$367K
↑ +1.9%
YoY Change
↓ -4%
↑ +38.5%
5-Year Change
↑ +42.1%
$369K
Price Range
$251K - $989K

Homes in Tampa are 1% less expensive than Fishers

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$4.8K
Per year
Monthly Difference
$404
More take-home
Effective Rate Diff
3.2%
Rate difference

Fishers, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Tampa, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Fishers, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

Tampa, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Fishers
Tampa
54 Moderate
Air Quality
50 Good
36.6%
Good Air Days
52.5%
97 High
Climate Risk
99 High
🌊🌡🌪
Top Hazards
🌊🌅🌀
+3.1°F
2050 Outlook
+2.2°F
18 days
Heat Days >95°F
38 days
+3.1°F
2050 Outlook
+2.2°F
18 days
Heat Days >95°F
38 days

What to Consider When Moving from Fishers, IN to Tampa, FL

Relocating from Fishers, IN to Tampa, FL involves more than just comparing rent prices. While the overall cost of living is roughly 24% higher in Tampa, FL, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Tampa, FL is 62% more expensive than in Fishers, IN. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Tampa, FL pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Tampa, FL to match your current standard of living in Fishers, IN.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Tampa, FL for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Fishers, IN vs Tampa, FL

Is Tampa, FL cheaper than Fishers, IN?

Tampa, FL is approximately 24.2% more expensive than Fishers, IN overall. On a $150,000 salary, that translates to roughly $1,813/month in additional expenses. Housing is the biggest factor, costing 62% more in Tampa, FL.

What salary do I need in Tampa, FL to match my lifestyle in Fishers, IN?

If you currently earn $150,000 in Fishers, IN, you would need approximately $171,753 in Tampa, FL to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Fishers, IN and Tampa, FL?

A two-bedroom apartment averages $1,572/month in Fishers, IN compared to $2,290/month in Tampa, FL. One-bedroom apartments are $1,353/month in Fishers, IN vs $1,960/month in Tampa, FL. These are area-wide medians — specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Fishers, IN or Tampa, FL?

Groceries are about 14% more expensive in Tampa, FL than in Fishers, IN, which adds roughly $122/month to a typical household budget. This covers common items like produce, dairy, meat, and pantry staples based on BLS consumer expenditure data.

What is the best time to move from Fishers, IN to Tampa, FL?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

💰 See how taxes change too — compare take-home pay between Indiana and Florida on TaxTakeHome.com

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