Is Cleveland, OH cheaper than Fort Wayne, IN?

Based on cost of living data, Cleveland, OH is 1.2% cheaper than Fort Wayne, IN. The two cities have very similar living costs.

What salary do I need in Cleveland, OH to live like I do in Fort Wayne, IN?

If you earn $150,000 in Fort Wayne, IN, you'd need approximately $148,915.663 in Cleveland, OH to maintain the same standard of living.

How does housing cost compare between Fort Wayne, IN and Cleveland, OH?

Housing in Cleveland, OH is 8.6% cheaper than in Fort Wayne, IN. For a two-bedroom apartment, rent is $1,180/month in Cleveland, OH compared to $1,090/month in Fort Wayne, IN.

How much can I save per month by moving from Fort Wayne, IN to Cleveland, OH?

Moving from Fort Wayne, IN to Cleveland, OH could save you approximately $90 per month, or $1084 per year, based on a $150,000 salary.

Fort Wayne, IN vs Cleveland, OH: Cost of Living Comparison 2026

Tap to swap

Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Fort Wayne, IN

Numbers update automatically as you type

You'd save $90.36/month moving to Cleveland, OH

$150.0K in your current city equals $148.9K in Cleveland, OH

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 1.2%

Less expensive

Monthly Impact

$90.36

Savings

Annual Impact

$1.1K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Fort Wayne, IN

Population:270K

Cost Index:

100

100 = national average

Median Home:$206K

Cleveland, OH

Population:384K

Cost Index:

(1% below avg)

Median Home:$128K

Fort Wayne, IN

The Hoosier State

270K

Population

State Tax

Yes

Located in Indiana, this city has a population of 270K residents.

Cleveland, OH

The Buckeye State

384K

Population

State Tax

Yes

Located in Ohio, this city has a population of 384K residents.

Cost Breakdown by Category

Annual spending: Fort Wayne, IN vs Cleveland, OH

Category	Fort Wayne, IN	Cleveland, OH	Difference	Change
Transportation	$1,188/mo	$1,366/mo	↑ $178more	14.9%
Housing	$1,819/mo	$1,663/mo	↓ $156less	8.6%
Other	$1,490/mo	$1,557/mo	↑ $66.96more	4.5%
Healthcare	$582/mo	$527/mo	↓ $55.76less	9.6%
Groceries	$919/mo	$969/mo	↑ $49.96more	5.4%
All Utilities	$503/mo	$464/mo	↓ $38.25less	7.6%

Transportation

↑ 14.9%

Fort Wayne, IN

$1,188

Cleveland, OH

$1,366

Difference

$178

Housing

↓ 8.6%

Fort Wayne, IN

$1,819

Cleveland, OH

$1,663

Difference

$156

less

Other

↑ 4.5%

Fort Wayne, IN

$1,490

Cleveland, OH

$1,557

Difference

$66.96

Healthcare

↓ 9.6%

Fort Wayne, IN

$582

Cleveland, OH

$527

Difference

$55.76

less

Groceries

↑ 5.4%

Fort Wayne, IN

$919

Cleveland, OH

$969

Difference

$49.96

All Utilities

↓ 7.6%

Fort Wayne, IN

$503

Cleveland, OH

$464

Difference

$38.25

less

🏛️ Local Income Taxes

Fort Wayne, IN: Allen County Income Tax$2,220/yr (1.5%)

Cleveland, OH: Cleveland Municipal Income Tax$3,750/yr (2.5%)

Net difference+$1,530/yr

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$870

To$860

↓ $10.00

1 Bed

From$900

To$980

↑ $80.00

2 Bed

From$1,090

To$1,180

↑ $90.00

3 Bed

From$1,350

To$1,520

↑ $170

Fort Wayne, INZIP-level data

1BR range: $790–$1,360/mo

Cleveland, OHZIP-level data

1BR range: $810–$1,590/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,502

Monthly in Fort Wayne, IN

$6,546

Monthly in Cleveland, OH

$44.57

Difference

Home Values

Fort Wayne

Cleveland

$206K

Median Value

$128K

↑ +2.2%

YoY Change

↓ -2.1%

↑ +46.8%

5-Year Change

↑ +21.7%

$104K - $439K

Price Range

$59K - $291K

Homes in Cleveland are 38% less expensive than Fort Wayne

Calculate payment - Fort Wayne Calculate payment - Cleveland

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $418

Per year

Monthly Difference

$34.81

More take-home

Effective Rate Diff

0.3%

Rate difference

Fort Wayne, IN

Federal Income Tax

Effective: 18.9%

$25.5K

Indiana State Tax

Effective: 3.2%

$4.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.9%

$41.9K

Take-Home Pay

$9,012/month

$108.1K

Cleveland, OH

Federal Income Tax

Effective: 18.9%

$25.5K

Ohio State Tax

Effective: 3.0%

$4.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.6%

$41.4K

Take-Home Pay

$9,047/month

$108.6K

Additional Tax Information

Fort Wayne, IN Tax Rates

Sales Tax:7.0%

Property Tax:0.9%

Cleveland, OH Tax Rates

Sales Tax:7.2%

Property Tax:1.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Fort Wayne

Cleveland

45 Good

Air Quality

54 Moderate

62.6%

Good Air Days

37.2%

91 Moderate

Climate Risk

98 High

🌊🌪💨

Top Hazards

🌊🌡🌪

▲+3.1°F

2050 Outlook

▲+3.3°F

17 days

Heat Days >95°F

11 days

▲+3.1°F

2050 Outlook

▲+3.3°F

17 days

Heat Days >95°F

11 days

💰 See how taxes change too — compare take-home pay between Indiana and Ohio on TaxTakeHome.com

Similar cost to Cleveland, OH

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New Comparison

You'd save $90.36/month moving to Cleveland, OH

Fort Wayne, IN

Cleveland, OH

Fort Wayne, IN

Cleveland, OH

Cost Breakdown by Category

🏛️ Local Income Taxes

🏠Rent Comparison

📍 Rent by ZIP Code16 ZIPs

📍 Rent by ZIP Code17 ZIPs

Home Values

🏠 Home Values by ZIP16 ZIPs

🏠 Home Values by ZIP17 ZIPs

Tax Comparison

Fort Wayne, IN

Cleveland, OH

Additional Tax Information

Fort Wayne, IN Tax Rates

Cleveland, OH Tax Rates

Environment

Similar cost to Cleveland, OH