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Cost of Living Comparison 2026

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You'd spend $1.8K/month more in Phoenix, AZ

$150.0K in your current city equals $171.9K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
24.3%
More expensive
Monthly Impact
$1,825
Extra cost
Annual Impact
$21.9K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Fort Wayne, IN

Population:270K
Cost Index:100
Median Home:$206K

Phoenix, AZ

Population:1608K
Cost Index:124
Median Home:$414K

Fort Wayne, IN

The Hoosier State

270K
Population
State Tax
Yes

Located in Indiana, this city has a population of 270K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • Fastest growing major city
  • Desert metropolis
  • Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Fort Wayne, IN vs Phoenix, AZ

🏠Housing
53.3%
Fort Wayne, IN
$1,819
Phoenix, AZ
$2,788
Difference
$969
more
🚗Transportation
25.3%
Fort Wayne, IN
$1,188
Phoenix, AZ
$1,489
Difference
$301
more
📦Other
12.6%
Fort Wayne, IN
$1,490
Phoenix, AZ
$1,677
Difference
$187
more
All Utilities
11.6%
Fort Wayne, IN
$503
Phoenix, AZ
$561
Difference
$58.47
more
🛒Groceries
4.8%
Fort Wayne, IN
$919
Phoenix, AZ
$963
Difference
$43.97
more
🏥Healthcare
1.1%
Fort Wayne, IN
$582
Phoenix, AZ
$589
Difference
$6.20
more

🏛️ Local Income Taxes

Fort Wayne, IN: Allen County Income Tax$2,220/yr (1.5%)

Phoenix, AZ has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$870
To$1,390
$520
1 Bed
From$900
To$1,510
$610
2 Bed
From$1,090
To$1,750
$660
3 Bed
From$1,350
To$2,330
$980
Fort Wayne, INZIP-level data

1BR range: $790$1,360/mo

Phoenix, AZZIP-level data

1BR range: $1,300$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,502
Monthly in Fort Wayne, IN
$8,068
Monthly in Phoenix, AZ
$1,566
Difference

Home Values

Fort Wayne
Phoenix
$206K
Median Value
$414K
↑ +2.2%
YoY Change
↓ -3.1%
↑ +46.8%
5-Year Change
↑ +30.2%
$104K - $439K
Price Range
$274K - $957K

Homes in Phoenix are 101% more expensive than Fort Wayne

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$388
More taxes
Monthly Difference
$32.32
Less take-home
Effective Rate Diff
0.3%
Rate difference

Fort Wayne, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Fort Wayne, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Fort Wayne
Phoenix
45 Good
Air Quality
77 Moderate
62.6%
Good Air Days
9%
91 Moderate
Climate Risk
100 Very High
🌊🌪💨
Top Hazards
🔥🌊🌡
+3.1°F
2050 Outlook
+2.7°F
17 days
Heat Days >95°F
162 days
+3.1°F
2050 Outlook
+2.7°F
17 days
Heat Days >95°F
162 days

💰 See how taxes change too — compare take-home pay between Indiana and Arizona on TaxTakeHome.com

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