Is Oklahoma City, OK cheaper than Fort Worth, TX?

Based on cost of living data, Oklahoma City, OK is 13.9% cheaper than Fort Worth, TX. This translates to saving $1040 per month.

What salary do I need in Oklahoma City, OK to live like I do in Fort Worth, TX?

If you earn $150,000 in Fort Worth, TX, you'd need approximately $137,524.752 in Oklahoma City, OK to maintain the same standard of living.

How does housing cost compare between Fort Worth, TX and Oklahoma City, OK?

Housing in Oklahoma City, OK is 19.6% cheaper than in Fort Worth, TX. For a two-bedroom apartment, rent is $1,270/month in Oklahoma City, OK compared to $1,620/month in Fort Worth, TX.

How much can I save per month by moving from Fort Worth, TX to Oklahoma City, OK?

Moving from Fort Worth, TX to Oklahoma City, OK could save you approximately $1040 per month, or $12475 per year, based on a $150,000 salary.

Fort Worth, TX vs Oklahoma City, OK: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Fort Worth, TX

Numbers update automatically as you type

You'd save $1.0K/month moving to Oklahoma City, OK

$150.0K in your current city equals $137.5K in Oklahoma City, OK

Rent data from HUD ZIP-level estimates · COL index from Dallas-Fort Worth-Arlington, TX area

Overall Cost

↓ 13.9%

Less expensive

Monthly Impact

$1,040

Savings

Annual Impact

$12.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Fort Worth, TX

Population:919K

Cost Index:

100

100 = national average

Median Home:$263K

Oklahoma City, OK

Population:696K

Cost Index:

(14% below avg)

Median Home:$197K

Fort Worth, TX

The Lone Star State

919K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 919K residents.

💡 Advantage: Texas has no state income tax!

Oklahoma City, OK

The Sooner State

696K

Population

State Tax

Yes

Located in Oklahoma, this city has a population of 696K residents.

Cost Breakdown by Category

Annual spending: Fort Worth, TX vs Oklahoma City, OK

Category	Fort Worth, TX	Oklahoma City, OK	Difference	Change
Housing	$2,391/mo	$1,923/mo	↓ $468less	19.6%
Other	$1,774/mo	$1,590/mo	↓ $184less	10.4%
Healthcare	$632/mo	$551/mo	↓ $80.54less	12.7%
Groceries	$979/mo	$899/mo	↓ $79.94less	8.2%
All Utilities	$563/mo	$519/mo	↓ $43.71less	7.8%
Transportation	$1,298/mo	$1,270/mo	↓ $27.32less	2.1%

Housing

↓ 19.6%

Fort Worth, TX

$2,391

Oklahoma City, OK

$1,923

Difference

$468

less

Other

↓ 10.4%

Fort Worth, TX

$1,774

Oklahoma City, OK

$1,590

Difference

$184

less

Healthcare

↓ 12.7%

Fort Worth, TX

$632

Oklahoma City, OK

$551

Difference

$80.54

less

Groceries

↓ 8.2%

Fort Worth, TX

$979

Oklahoma City, OK

$899

Difference

$79.94

less

All Utilities

↓ 7.8%

Fort Worth, TX

$563

Oklahoma City, OK

$519

Difference

$43.71

less

Transportation

↓ 2.1%

Fort Worth, TX

$1,298

Oklahoma City, OK

$1,270

Difference

$27.32

less

🏠Rent Comparison

Studio

From$1,340

To$960

↓ $380

1 Bed

From$1,390

To$1,040

↓ $350

2 Bed

From$1,620

To$1,270

↓ $350

3 Bed

From$2,140

To$1,710

↓ $430

Fort Worth, TXZIP-level data

1BR range: $1,170–$2,210/mo

Oklahoma City, OKZIP-level data

1BR range: $780–$1,530/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,637

Monthly in Fort Worth, TX

$6,754

Monthly in Oklahoma City, OK

$883

Difference

Home Values

Fort Worth

Oklahoma City

$263K

Median Value

$197K

↓ -3.7%

YoY Change

↓ -0.3%

↑ +27.5%

5-Year Change

↑ +29.5%

$161K - $673K

Price Range

$92K - $623K

Homes in Oklahoma City are 25% less expensive than Fort Worth

Calculate payment - Fort Worth Calculate payment - Oklahoma City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.3K

More taxes

Monthly Difference

$607

Less take-home

Effective Rate Diff

4.9%

Rate difference

Fort Worth, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Oklahoma City, OK

Federal Income Tax

Effective: 18.9%

$25.5K

Oklahoma State Tax

Effective: 4.9%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,809/month

$105.7K

Additional Tax Information

Fort Worth, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

Oklahoma City, OK Tax Rates

Sales Tax:8.9%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.