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Cost of Living Comparison 2026

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You'd save $3.7K/month moving to Austin, TX

$150.0K in your current city equals $106.1K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from San Jose-Sunnyvale-Santa Clara, CA area
Overall Cost
48.8%
Less expensive
Monthly Impact
$3,657
Savings
Annual Impact
$43.9K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Fremont, CA

Population:231K
Cost Index:100
Median Home:$1.44M

Austin, TX

Population:979K
Cost Index:51
Median Home:$558K

Fremont, CA

The Golden State

231K
Population
State Tax
Yes

Located in California, this city has a population of 231K residents.

Austin, TX

The Lone Star State

979K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • Live music capital
  • Major tech hub
  • SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Fremont, CA vs Austin, TX

🏠Housing
70.2%
Fremont, CA
$9,667
Austin, TX
$2,885
Difference
$6,783
less
🛒Groceries
15.0%
Fremont, CA
$1,129
Austin, TX
$959
Difference
$170
less
🚗Transportation
8.7%
Fremont, CA
$1,407
Austin, TX
$1,284
Difference
$123
less
🏥Healthcare
16.7%
Fremont, CA
$706
Austin, TX
$589
Difference
$118
less
📦Other
4.6%
Fremont, CA
$1,825
Austin, TX
$1,741
Difference
$83.70
less
All Utilities
16.5%
Fremont, CA
$464
Austin, TX
$541
Difference
$76.50
more

🏠Rent Comparison

Studio
From$2,805
To$1,585
$1,220
1 Bed
From$3,120
To$1,685
$1,435
2 Bed
From$3,810
To$1,995
$1,815
3 Bed
From$4,875
To$2,525
$2,350
Fremont, CAZIP-level data

1BR range: $2,940$3,320/mo

Austin, TXZIP-level data

1BR range: $1,490$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$15,199
Monthly in Fremont, CA
$7,998
Monthly in Austin, TX
$7,200
Difference

Home Values

Fremont
Austin
$1.44M
Median Value
$558K
↓ -3.5%
YoY Change
↓ -5%
↑ +35%
5-Year Change
↑ +12.6%
$1.30M - $2.17M
Price Range
$272K - $1.26M

Homes in Austin are 61% less expensive than Fremont

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$10.6K
Per year
Monthly Difference
$886
More take-home
Effective Rate Diff
7.1%
Rate difference

Fremont, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Austin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Fremont, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Austin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Fremont
Austin
49 Good
Air Quality
52 Moderate
53%
Good Air Days
42.6%
100 Very High
Climate Risk
98 High
🔥🌊🌅
Top Hazards
🌊🌡🌪
+2.2°F
2050 Outlook
+2.5°F
5 days
Heat Days >95°F
98 days
+2.2°F
2050 Outlook
+2.5°F
5 days
Heat Days >95°F
98 days

💰 See how taxes change too — compare take-home pay between California and Texas on TaxTakeHome.com

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