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Cost of Living Comparison 2026

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You'd save $3.9K/month moving to Raleigh, NC

$150.0K in your current city equals $103.4K in Raleigh, NC

Rent data from HUD ZIP-level estimates · COL index from San Jose-Sunnyvale-Santa Clara, CA area
Overall Cost
51.7%
Less expensive
Monthly Impact
$3,881
Savings
Annual Impact
$46.6K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Fremont, CA

Population:231K
Cost Index:100
Median Home:$1.44M

Raleigh, NC

Population:474K
Cost Index:48
Median Home:$512K

Fremont, CA

The Golden State

231K
Population
State Tax
Yes

Located in California, this city has a population of 231K residents.

Raleigh, NC

The Tar Heel State

474K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • Research Triangle
  • State capital
  • Major university town

Major Industries

TechnologyResearchEducationGovernment

Cost Breakdown by Category

Annual spending: Fremont, CA vs Raleigh, NC

🏠Housing
74.5%
Fremont, CA
$9,667
Raleigh, NC
$2,469
Difference
$7,198
less
🛒Groceries
15.0%
Fremont, CA
$1,129
Raleigh, NC
$959
Difference
$170
less
🚗Transportation
8.7%
Fremont, CA
$1,407
Raleigh, NC
$1,284
Difference
$123
less
📦Other
6.4%
Fremont, CA
$1,825
Raleigh, NC
$1,707
Difference
$117
less
🏥Healthcare
14.9%
Fremont, CA
$706
Raleigh, NC
$601
Difference
$105
less
All Utilities
17.6%
Fremont, CA
$464
Raleigh, NC
$546
Difference
$81.96
more

🏠Rent Comparison

Studio
From$2,805
To$1,570
$1,235
1 Bed
From$3,120
To$1,640
$1,480
2 Bed
From$3,810
To$1,800
$2,010
3 Bed
From$4,875
To$2,255
$2,620
Fremont, CAZIP-level data

1BR range: $2,940$3,320/mo

Raleigh, NCZIP-level data

1BR range: $1,400$1,880/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$15,199
Monthly in Fremont, CA
$7,567
Monthly in Raleigh, NC
$7,632
Difference

Home Values

Fremont
Raleigh
$1.44M
Median Value
$512K
↓ -3.5%
YoY Change
↓ -0.5%
↑ +35%
5-Year Change
↑ +38.2%
$1.30M - $2.17M
Price Range
$314K - $992K

Homes in Raleigh are 64% less expensive than Fremont

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$3.5K
Per year
Monthly Difference
$292
More take-home
Effective Rate Diff
2.3%
Rate difference

Fremont, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Raleigh, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Fremont, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Raleigh, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Fremont
Raleigh
49 Good
Air Quality
46 Good
53%
Good Air Days
61.7%
100 Very High
Climate Risk
96 High
🔥🌊🌅
Top Hazards
🌊🌡🌪
+2.2°F
2050 Outlook
+2.8°F
5 days
Heat Days >95°F
31 days
+2.2°F
2050 Outlook
+2.8°F
5 days
Heat Days >95°F
31 days

💰 See how taxes change too — compare take-home pay between California and North Carolina on TaxTakeHome.com

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