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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd save $2.6K/month moving to Portland, OR

$150.0K in your current city equals $118.2K in Portland, OR

Rent data from HUD ZIP-level estimates · COL index from San Jose-Sunnyvale-Santa Clara, CA area
Overall Cost
35.3%
Less expensive
Monthly Impact
$2,649
Savings
Annual Impact
$31.8K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Fremont, CA

Population:231K
Cost Index:
100
100 = national average
Median Home:$1.44M

Portland, OR

Population:641K
Cost Index:
65
(35% below avg)
Median Home:$535K

Fremont, CA

The Golden State

231K
Population
State Tax
Yes

Located in California, this city has a population of 231K residents.

Portland, OR

The Beaver State

641K
Population
State Tax
Yes
Climate
Oceanic

Notable Facts

  • Craft beer capital
  • Foodie destination
  • Keep Portland Weird

Major Industries

TechnologyManufacturingFood & BeverageTourism

Cost Breakdown by Category

Annual spending: Fremont, CA vs Portland, OR

Housing
51.3%
Fremont, CA
$9,667
Portland, OR
$4,704
Difference
$4,964
less
Transportation
22.3%
Fremont, CA
$1,407
Portland, OR
$1,721
Difference
$314
more
Other
5.5%
Fremont, CA
$1,825
Portland, OR
$1,925
Difference
$100
more
Groceries
5.3%
Fremont, CA
$1,129
Portland, OR
$1,069
Difference
$59.96
less
Healthcare
6.1%
Fremont, CA
$706
Portland, OR
$663
Difference
$43.37
less
All Utilities
2.4%
Fremont, CA
$464
Portland, OR
$475
Difference
$10.93
more

🏛️ Local Income Taxes

Portland, OR: Multnomah County Preschool for All$1,500/yr (1.0%)

Fremont, CA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$2,805
To$1,555
$1,250
1 Bed
From$3,120
To$1,655
$1,465
2 Bed
From$3,810
To$1,900
$1,910
3 Bed
From$4,875
To$2,590
$2,285
Fremont, CAZIP-level data

1BR range: $2,940$3,320/mo

Portland, ORZIP-level data

1BR range: $1,580$2,030/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$15,199
Monthly in Fremont, CA
$10,557
Monthly in Portland, OR
$4,641
Difference

Home Values

Fremont
Portland
$1.44M
Median Value
$535K
↓ -3.5%
YoY Change
↓ -1.2%
↑ +35%
5-Year Change
↑ +7.2%
$1.30M - $2.17M
Price Range
$351K - $760K

Homes in Portland are 63% less expensive than Fremont

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$4.9K
More taxes
Monthly Difference
$407
Less take-home
Effective Rate Diff
3.3%
Rate difference

Fremont, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Portland, OR

Federal Income Tax
Effective: 18.9%
$25.5K
Oregon State Tax
Effective: 10.3%
$15.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 35.0%
$52.5K
Take-Home Pay
$8,123/month
$97.5K

Additional Tax Information

Fremont, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Portland, OR Tax Rates

Sales Tax:0.0%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Fremont
Portland
49 Good
Air Quality
35 Good
53%
Good Air Days
85%
100 Very High
Climate Risk
98 High
🔥🌊🌅
Top Hazards
🌊🌡🫨
+2.2°F
2050 Outlook
+2.5°F
5 days
Heat Days >95°F
9 days
+2.2°F
2050 Outlook
+2.5°F
5 days
Heat Days >95°F
9 days

💰 See how taxes change too — compare take-home pay between California and Oregon on TaxTakeHome.com

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