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Cost of Living Comparison 2026

Is Colorado Springs really cheaper than Fresno? With Fresno known for agriculture, food production, and education and Colorado Springs building its reputation in military, space industry, and outdoor tourism, the cost of living gap tells an important story for anyone planning a move.

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd save $72.12/month moving to Colorado Springs, CO

$150.0K in your current city equals $149.1K in Colorado Springs, CO

Rent data from HUD ZIP-level estimates · COL index from Fresno, CA area
Overall Cost
1.0%
Less expensive
Monthly Impact
$72.12
Savings
Annual Impact
$865
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Fresno, CA

Population:542K
Cost Index:
100
100 = national average
Median Home:$319K

Colorado Springs, CO

Population:479K
Cost Index:
99
(1% below avg)
Median Home:$415K

Fresno, CA

The Golden State

542K
Population
State Tax
Yes

Located in California, this city has a population of 542K residents.

Colorado Springs, CO

The Centennial State

479K
Population
State Tax
Yes

Located in Colorado, this city has a population of 479K residents.

Cost Breakdown by Category

Annual spending: Fresno, CA vs Colorado Springs, CO

Housing
8.9%
Fresno, CA
$2,625
Colorado Springs, CO
$2,859
Difference
$234
more
Transportation
13.9%
Fresno, CA
$1,475
Colorado Springs, CO
$1,270
Difference
$205
less
Healthcare
24.7%
Fresno, CA
$502
Colorado Springs, CO
$626
Difference
$124
more
Groceries
8.3%
Fresno, CA
$1,089
Colorado Springs, CO
$999
Difference
$89.93
less
All Utilities
14.4%
Fresno, CA
$530
Colorado Springs, CO
$454
Difference
$76.50
less
Other
1.9%
Fresno, CA
$1,758
Colorado Springs, CO
$1,791
Difference
$33.48
more

🏠Rent Comparison

Studio
From$1,305
To$1,240
$65.00
1 Bed
From$1,315
To$1,520
$205
2 Bed
From$1,615
To$1,800
$185
3 Bed
From$2,245
To$2,505
$260
Fresno, CAZIP-level data

1BR range: $1,100$2,010/mo

Colorado Springs, COZIP-level data

1BR range: $1,210$2,050/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,979
Monthly in Fresno, CA
$7,999
Monthly in Colorado Springs, CO
$19.95
Difference

Home Values

Fresno
Colorado Springs
$319K
Median Value
$415K
↓ -0.9%
YoY Change
↓ -2.2%
↑ +32%
5-Year Change
↑ +22.4%
$197K - $504K
Price Range
$314K - $709K

Homes in Colorado Springs are 30% more expensive than Fresno

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$4.0K
Per year
Monthly Difference
$336
More take-home
Effective Rate Diff
2.7%
Rate difference

Fresno, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Colorado Springs, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Additional Tax Information

Fresno, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Colorado Springs, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Fresno
Colorado Springs
67 Moderate
Air Quality
49 Good
19.4%
Good Air Days
55.2%
99 High
Climate Risk
94 Moderate
🔥🌊🌡
Top Hazards
🔥🌊🌪
+2.3°F
2050 Outlook
+3.0°F
99 days
Heat Days >95°F
9 days
+2.3°F
2050 Outlook
+3.0°F
99 days
Heat Days >95°F
9 days

What to Consider When Moving from Fresno, CA to Colorado Springs, CO

Relocating from Fresno, CA to Colorado Springs, CO involves more than just comparing rent prices. While the overall cost of living is about 1% lower in Colorado Springs, CO, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Colorado Springs, CO is 9% more expensive than in Fresno, CA. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Colorado Springs, CO pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Colorado Springs, CO to match your current standard of living in Fresno, CA.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Colorado Springs, CO for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Fresno, CA vs Colorado Springs, CO

Is Colorado Springs, CO cheaper than Fresno, CA?

Fresno, CA and Colorado Springs, CO have very similar costs of living, with less than 1% difference overall. Your monthly expenses would be roughly the same in either city.

What salary do I need in Colorado Springs, CO to match my lifestyle in Fresno, CA?

If you currently earn $150,000 in Fresno, CA, you would need approximately $149,135 in Colorado Springs, CO to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Fresno, CA and Colorado Springs, CO?

A two-bedroom apartment averages $1,615/month in Fresno, CA compared to $1,800/month in Colorado Springs, CO. One-bedroom apartments are $1,315/month in Fresno, CA vs $1,520/month in Colorado Springs, CO. These are area-wide medians — specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Fresno, CA or Colorado Springs, CO?

Groceries are about 8% cheaper in Colorado Springs, CO than in Fresno, CA, saving a typical household roughly $89.93/month on food.

What is the best time to move from Fresno, CA to Colorado Springs, CO?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

💰 See how taxes change too — compare take-home pay between California and Colorado on TaxTakeHome.com

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