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Cost of Living Comparison 2026

📍 Fruit Cove, FL — COL adjusted from Jacksonville, FL area + state data

$

Numbers update automatically as you type

You'd spend $854/month more in Charlotte, NC

$150.0K in your current city equals $160.2K in Charlotte, NC

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
↑ 11.4%
More expensive
Monthly Impact
$854
Extra cost
Annual Impact
$10.2K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Fruit Cove, FL

Population:32K
Cost Index:100
Median Home:$289K

Charlotte, NC

Population:875K
Cost Index:111
Median Home:$399K

Fruit Cove, FL

The Sunshine State

32K
Population
State Tax
No Income Tax

Located in Florida, this city has a population of 32K residents.

💡 Advantage: Florida has no state income tax!

Charlotte, NC

The Tar Heel State

875K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • •Major banking center
  • •NASCAR headquarters
  • •Queen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: Fruit Cove, FL vs Charlotte, NC

🏠Housing
↑ 34.0%
Fruit Cove, FL
$1,842
Charlotte, NC
$2,469
Difference
$627
more
📦Other
↑ 13.5%
Fruit Cove, FL
$1,504
Charlotte, NC
$1,707
Difference
$203
more
🏥Healthcare
↑ 16.3%
Fruit Cove, FL
$549
Charlotte, NC
$638
Difference
$89.51
more
⚡All Utilities
↓ 6.0%
Fruit Cove, FL
$552
Charlotte, NC
$519
Difference
$33.15
less
🚗Transportation
↑ 1.0%
Fruit Cove, FL
$1,190
Charlotte, NC
$1,202
Difference
$12.45
more
🛒Groceries
↑ 0.8%
Fruit Cove, FL
$981
Charlotte, NC
$989
Difference
$8.21
more

🏠Rent Comparison

Studio
From$669
To$1,630
↑ $961
1 Bed
From$748
To$1,710
↑ $962
2 Bed
From$945
To$1,870
↑ $925
3 Bed
From$1,299
To$2,300
↑ $1,001
Charlotte, NCZIP-level data

1BR range: $1,340–$2,310/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,618
Monthly in Fruit Cove, FL
$7,525
Monthly in Charlotte, NC
$907
Difference

Home Values

Fruit Cove
Charlotte
-
Median Value
$399K
-
YoY Change
↓ -1.1%
-
5-Year Change
↑ +40.8%
-
Price Range
$293K - $1.57M
Calculate payment - Charlotte

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $7.1K
More taxes
Monthly Difference
$594
Less take-home
Effective Rate Diff
4.7%
Rate difference

Fruit Cove, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Charlotte, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Fruit Cove, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

Charlotte, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Fruit Cove
Charlotte
50 Good
Air Quality
51 Moderate
51.9%
Good Air Days
46.2%
97 High
Climate Risk
97 High
🌊🌅🌀
Top Hazards
🌊🌪💨
▲+2.3°F
2050 Outlook
▲+2.9°F
36 days
Heat Days >95°F
36 days
▲+2.3°F
2050 Outlook
▲+2.9°F
36 days
Heat Days >95°F
36 days

💰 See how taxes change too — compare take-home pay between Florida and North Carolina on TaxTakeHome.com

Where your money goes further

Cities cheaper than Fruit Cove, FL on a $150.0K salary

1.Indianapolis, IN
Save $7.65/mo
2.St. Louis, MO
Save $7.65/mo

Similar cost to Charlotte, NC

Other cities in a similar price range

Austin, TXDenver, CONashville, TN

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