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Cost of Living Comparison 2026

๐Ÿ“ Fruit Cove, FL โ€” COL adjusted from Jacksonville, FL area + state data

$

Numbers update automatically as you type

You'd save $7.65/month moving to St. Louis, MO

$150.0K in your current city equals $149.9K in St. Louis, MO

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†“ 0.1%
Less expensive
Monthly Impact
$7.65
Savings
Annual Impact
$91.81
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Fruit Cove, FL

Population:32K
Cost Index:100
Median Home:$289K

St. Louis, MO

Population:302K
Cost Index:100
Median Home:$145K

Fruit Cove, FL

The Sunshine State

32K
Population
State Tax
No Income Tax

Located in Florida, this city has a population of 32K residents.

๐Ÿ’ก Advantage: Florida has no state income tax!

St. Louis, MO

The Show-Me State

302K
Population
State Tax
Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Fruit Cove, FL vs St. Louis, MO

๐Ÿ“ฆOther
โ†‘ 6.8%
Fruit Cove, FL
$1,504
St. Louis, MO
$1,607
Difference
$103
more
๐Ÿ›’Groceries
โ†“ 3.2%
Fruit Cove, FL
$981
St. Louis, MO
$949
Difference
$31.76
less
๐Ÿ Housing
โ†‘ 1.6%
Fruit Cove, FL
$1,842
St. Louis, MO
$1,871
Difference
$29.22
more
๐Ÿš—Transportation
โ†‘ 2.2%
Fruit Cove, FL
$1,190
St. Louis, MO
$1,216
Difference
$26.11
more
๐ŸฅHealthcare
โ†“ 4.0%
Fruit Cove, FL
$549
St. Louis, MO
$527
Difference
$22.02
less
โšกAll Utilities
โ†“ 3.0%
Fruit Cove, FL
$552
St. Louis, MO
$535
Difference
$16.76
less

๐Ÿ›๏ธ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Fruit Cove, FL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$669
To$910
โ†‘ $241
1 Bed
From$748
To$950
โ†‘ $202
2 Bed
From$945
To$1,160
โ†‘ $215
3 Bed
From$1,299
To$1,490
โ†‘ $191
St. Louis, MOZIP-level data

1BR range: $800โ€“$1,480/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,618
Monthly in Fruit Cove, FL
$6,705
Monthly in St. Louis, MO
$87.44
Difference

Home Values

Fruit Cove
St. Louis
-
Median Value
$145K
-
YoY Change
โ†“ -0.8%
-
5-Year Change
โ†‘ +10.9%
-
Price Range
$38K - $302K

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†“ $7.9K
More taxes
Monthly Difference
$661
Less take-home
Effective Rate Diff
5.3%
Rate difference

Fruit Cove, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

St. Louis, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Additional Tax Information

Fruit Cove, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

St. Louis, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Fruit Cove
St. Louis
50 Good
Air Quality
54 Moderate
51.9%
Good Air Days
38%
97 High
Climate Risk
99 High
๐ŸŒŠ๐ŸŒ…๐ŸŒ€
Top Hazards
๐ŸŒŠ๐ŸŒก๐Ÿซจ
โ–ฒ+2.3ยฐF
2050 Outlook
โ–ฒ+3.0ยฐF
36 days
Heat Days >95ยฐF
39 days
โ–ฒ+2.3ยฐF
2050 Outlook
โ–ฒ+3.0ยฐF
36 days
Heat Days >95ยฐF
39 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Florida and Missouri on TaxTakeHome.com

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