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Cost of Living Comparison 2026

๐Ÿ“ Georgetown, KY โ€” ZIP-level rent data ยท COL adjusted from Lexington, KY area

$

Numbers update automatically as you type

You'd spend $1.8K/month more in Denver, CO

$150.0K in your current city equals $171.5K in Denver, CO

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 23.9%
More expensive
Monthly Impact
$1,795
Extra cost
Annual Impact
$21.5K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Georgetown, KY

Population:39K
Cost Index:100
Median Home:$327K

Denver, CO

Population:716K
Cost Index:124
Median Home:$513K

Georgetown, KY

The Bluegrass State

39K
Population
State Tax
Yes

Located in Kentucky, this city has a population of 39K residents.

Denver, CO

The Centennial State

716K
Population
State Tax
Yes
Climate
Semi-arid

Notable Facts

  • โ€ขMile-high city (5,280 ft)
  • โ€ขOutdoor recreation hub
  • โ€ขMajor cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Georgetown, KY vs Denver, CO

๐Ÿ Housing
โ†‘ 61.7%
Georgetown, KY
$2,009
Denver, CO
$3,248
Difference
$1,239
more
๐Ÿš—Transportation
โ†‘ 26.0%
Georgetown, KY
$1,160
Denver, CO
$1,462
Difference
$301
more
๐Ÿ“ฆOther
โ†‘ 13.3%
Georgetown, KY
$1,566
Denver, CO
$1,774
Difference
$209
more
๐ŸฅHealthcare
โ†‘ 17.3%
Georgetown, KY
$539
Denver, CO
$632
Difference
$93.27
more
๐Ÿ›’Groceries
โ†‘ 9.8%
Georgetown, KY
$937
Denver, CO
$1,029
Difference
$92.09
more
โšกAll Utilities
โ†‘ 14.4%
Georgetown, KY
$454
Denver, CO
$519
Difference
$65.36
more

๐Ÿ›๏ธ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Georgetown, KY has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$738
To$1,720
โ†‘ $982
1 Bed
From$900
To$1,840
โ†‘ $940
2 Bed
From$1,063
To$2,190
โ†‘ $1,127
3 Bed
From$1,460
To$2,870
โ†‘ $1,410
Georgetown, KYZIP-level data

1BR range: $1,110โ€“$1,110/mo

Denver, COZIP-level data

1BR range: $1,620โ€“$2,540/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,664
Monthly in Georgetown, KY
$8,665
Monthly in Denver, CO
$2,000
Difference

Home Values

Georgetown
Denver
$327K
Median Value
$513K
โ†‘ +3.4%
YoY Change
โ†“ -4.2%
โ†‘ +42.3%
5-Year Change
โ†‘ +13%
$327K
Price Range
$352K - $933K

Homes in Denver are 57% more expensive than Georgetown

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $900
Per year
Monthly Difference
$75.00
More take-home
Effective Rate Diff
0.6%
Rate difference

Georgetown, KY

Federal Income Tax
Effective: 18.9%
$25.5K
Kentucky State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.7%
$44.5K
Take-Home Pay
$8,791/month
$105.5K

Denver, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Additional Tax Information

Georgetown, KY Tax Rates

Sales Tax:6.0%
Property Tax:0.9%

Denver, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Georgetown
Denver
41 Good
Air Quality
55 Moderate
79.2%
Good Air Days
35.2%
92 Moderate
Climate Risk
95 High
๐ŸŒช๐Ÿ’จ
Top Hazards
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
21 days
Heat Days >95ยฐF
28 days
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
21 days
Heat Days >95ยฐF
28 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Kentucky and Colorado on TaxTakeHome.com

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