Is Nashville, TN cheaper than Georgetown, KY?

Based on cost of living data, Nashville, TN is 16.0% more expensive than Georgetown, KY. This translates to spending an extra $1204 per month.

What salary do I need in Nashville, TN to live like I do in Georgetown, KY?

If you earn $150,000 in Georgetown, KY, you'd need approximately $164,442.312 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Georgetown, KY and Nashville, TN?

Housing in Nashville, TN is 31.9% more expensive than in Georgetown, KY. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $1,063/month in Georgetown, KY.

How much can I save per month by moving from Georgetown, KY to Nashville, TN?

Living in Nashville, TN costs approximately $1204 more per month than Georgetown, KY, or $14442 more per year, based on a $150,000 salary.

Georgetown, KY vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Georgetown, KY — ZIP-level rent data · COL adjusted from Lexington, KY area

Current salary in Georgetown, KY

Numbers update automatically as you type

You'd spend $1.2K/month more in Nashville, TN

$150.0K in your current city equals $164.4K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 16.0%

More expensive

Monthly Impact

$1,204

Extra cost

Annual Impact

$14.4K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Georgetown, KY

Population:39K

Cost Index:100

Median Home:$327K

Nashville, TN

Population:689K

Cost Index:116

Median Home:$489K

Georgetown, KY

The Bluegrass State

39K

Population

State Tax

Yes

Located in Kentucky, this city has a population of 39K residents.

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Georgetown, KY vs Nashville, TN

Category	Georgetown, KY	Nashville, TN	Difference	Change
🏠Housing	$2,009/mo	$2,651/mo	↑ $642more	31.9%
📦Other	$1,566/mo	$1,942/mo	↑ $376more	24.0%
🚗Transportation	$1,160/mo	$1,284/mo	↑ $124more	10.7%
🏥Healthcare	$539/mo	$607/mo	↑ $68.49more	12.7%
⚡All Utilities	$454/mo	$519/mo	↑ $65.36more	14.4%
🛒Groceries	$937/mo	$949/mo	↑ $12.15more	1.3%

🏠Housing

↑ 31.9%

Georgetown, KY

$2,009

Nashville, TN

$2,651

Difference

$642

📦Other

↑ 24.0%

Georgetown, KY

$1,566

Nashville, TN

$1,942

Difference

$376

🚗Transportation

↑ 10.7%

Georgetown, KY

$1,160

Nashville, TN

$1,284

Difference

$124

🏥Healthcare

↑ 12.7%

Georgetown, KY

$539

Nashville, TN

$607

Difference

$68.49

⚡All Utilities

↑ 14.4%

Georgetown, KY

$454

Nashville, TN

$519

Difference

$65.36

🛒Groceries

↑ 1.3%

Georgetown, KY

$937

Nashville, TN

$949

Difference

$12.15

🏠Rent Comparison

Studio

From$738

To$1,600

↑ $862

1 Bed

From$900

To$1,680

↑ $780

2 Bed

From$1,063

To$1,840

↑ $777

3 Bed

From$1,460

To$2,350

↑ $890

Georgetown, KYZIP-level data

1BR range: $1,110–$1,110/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,664

Monthly in Georgetown, KY

$7,952

Monthly in Nashville, TN

$1,288

Difference

Home Values

Georgetown

Nashville

$327K

Median Value

$489K

↑ +3.4%

YoY Change

↓ -2.1%

↑ +42.3%

5-Year Change

↑ +32.1%

$327K

Price Range

$320K - $1.16M

Homes in Nashville are 49% more expensive than Georgetown

Calculate payment - Georgetown Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.5K

Per year

Monthly Difference

$625

More take-home

Effective Rate Diff

5.0%

Rate difference

Georgetown, KY

Federal Income Tax

Effective: 18.9%

$25.5K

Kentucky State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.7%

$44.5K

Take-Home Pay

$8,791/month

$105.5K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Georgetown, KY Tax Rates

Sales Tax:6.0%

Property Tax:0.9%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Georgetown

Nashville

41 Good

Air Quality

50 Good

79.2%

Good Air Days

51.6%

92 Moderate

Climate Risk

97 High

🌪💨

Top Hazards

🌊🫨🌪

▲+3.0°F

2050 Outlook

▲+2.8°F

21 days

Heat Days >95°F

42 days

▲+3.0°F

2050 Outlook

▲+2.8°F

21 days

Heat Days >95°F

42 days

💰 See how taxes change too — compare take-home pay between Kentucky and Tennessee on TaxTakeHome.com

Where your money goes further

Cities cheaper than Georgetown, KY on a $150.0K salary

Similar cost to Nashville, TN

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Want to compare different cities?

New Comparison

You'd spend $1.2K/month more in Nashville, TN

Georgetown, KY

Nashville, TN

Georgetown, KY

Nashville, TN

Notable Facts

Major Industries

Cost Breakdown by Category

🏠Rent Comparison

📍 Rent by ZIP Code19 ZIPs

Home Values

🏠 Home Values by ZIP17 ZIPs

Tax Comparison

Georgetown, KY

Nashville, TN

Additional Tax Information

Georgetown, KY Tax Rates

Nashville, TN Tax Rates

Environment

Where your money goes further

Similar cost to Nashville, TN