MoveNumbers
Tap to swap

Cost of Living Comparison 2026

๐Ÿ“ Georgetown, KY โ€” ZIP-level rent data ยท COL adjusted from Lexington, KY area

$

Numbers update automatically as you type

You'd save $148/month moving to Indianapolis, IN

$150.0K in your current city equals $148.2K in Indianapolis, IN

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†“ 2.0%
Less expensive
Monthly Impact
$148
Savings
Annual Impact
$1.8K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Georgetown, KY

Population:39K
Cost Index:100
Median Home:$327K

Indianapolis, IN

Population:888K
Cost Index:98
Median Home:$176K

Georgetown, KY

The Bluegrass State

39K
Population
State Tax
Yes

Located in Kentucky, this city has a population of 39K residents.

Indianapolis, IN

The Hoosier State

888K
Population
State Tax
Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Georgetown, KY vs Indianapolis, IN

๐Ÿ Housing
โ†“ 3.0%
Georgetown, KY
$2,009
Indianapolis, IN
$1,949
Difference
$59.89
less
โšกAll Utilities
โ†‘ 10.8%
Georgetown, KY
$454
Indianapolis, IN
$503
Difference
$48.97
more
๐ŸฅHealthcare
โ†‘ 8.1%
Georgetown, KY
$539
Indianapolis, IN
$582
Difference
$43.70
more
๐Ÿš—Transportation
โ†‘ 2.4%
Georgetown, KY
$1,160
Indianapolis, IN
$1,188
Difference
$28.14
more
๐Ÿ“ฆOther
โ†‘ 1.6%
Georgetown, KY
$1,566
Indianapolis, IN
$1,590
Difference
$24.62
more
๐Ÿ›’Groceries
โ†“ 1.9%
Georgetown, KY
$937
Indianapolis, IN
$919
Difference
$17.83
less

๐Ÿ›๏ธ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Georgetown, KY has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$738
To$1,030
โ†‘ $292
1 Bed
From$900
To$1,170
โ†‘ $270
2 Bed
From$1,063
To$1,360
โ†‘ $297
3 Bed
From$1,460
To$1,760
โ†‘ $300
Georgetown, KYZIP-level data

1BR range: $1,110โ€“$1,110/mo

Indianapolis, INZIP-level data

1BR range: $1,080โ€“$1,870/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,664
Monthly in Georgetown, KY
$6,732
Monthly in Indianapolis, IN
$67.72
Difference

Home Values

Georgetown
Indianapolis
$327K
Median Value
$176K
โ†‘ +3.4%
YoY Change
โ†“ -1.1%
โ†‘ +42.3%
5-Year Change
โ†‘ +26.9%
$327K
Price Range
$109K - $340K

Homes in Indianapolis are 46% less expensive than Georgetown

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $2.7K
Per year
Monthly Difference
$221
More take-home
Effective Rate Diff
1.8%
Rate difference

Georgetown, KY

Federal Income Tax
Effective: 18.9%
$25.5K
Kentucky State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.7%
$44.5K
Take-Home Pay
$8,791/month
$105.5K

Indianapolis, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Additional Tax Information

Georgetown, KY Tax Rates

Sales Tax:6.0%
Property Tax:0.9%

Indianapolis, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Georgetown
Indianapolis
41 Good
Air Quality
54 Moderate
79.2%
Good Air Days
36.6%
92 Moderate
Climate Risk
97 High
๐ŸŒช๐Ÿ’จ
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+3.1ยฐF
21 days
Heat Days >95ยฐF
18 days
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+3.1ยฐF
21 days
Heat Days >95ยฐF
18 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Kentucky and Indiana on TaxTakeHome.com

Where your money goes further

Cities cheaper than Georgetown, KY on a $150.0K salary

Similar cost to Indianapolis, IN

Other cities in a similar price range

Want to compare different cities?

New Comparison