Is Raleigh, NC cheaper than Georgetown, KY?

Based on cost of living data, Raleigh, NC is 9.3% more expensive than Georgetown, KY. This translates to spending an extra $697 per month.

What salary do I need in Raleigh, NC to live like I do in Georgetown, KY?

If you earn $150,000 in Georgetown, KY, you'd need approximately $158,358.294 in Raleigh, NC to maintain the same standard of living.

How does housing cost compare between Georgetown, KY and Raleigh, NC?

Housing in Raleigh, NC is 22.9% more expensive than in Georgetown, KY. For a two-bedroom apartment, rent is $1,800/month in Raleigh, NC compared to $1,063/month in Georgetown, KY.

How much can I save per month by moving from Georgetown, KY to Raleigh, NC?

Living in Raleigh, NC costs approximately $697 more per month than Georgetown, KY, or $8358 more per year, based on a $150,000 salary.

Georgetown, KY vs Raleigh, NC: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Georgetown, KY — ZIP-level rent data · COL adjusted from Lexington, KY area

Current salary in Georgetown, KY

Numbers update automatically as you type

You'd spend $697/month more in Raleigh, NC

$150.0K in your current city equals $158.4K in Raleigh, NC

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 9.3%

More expensive

Monthly Impact

$697

Extra cost

Annual Impact

$8.4K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Georgetown, KY

Population:39K

Cost Index:100

Median Home:$327K

Raleigh, NC

Population:474K

Cost Index:109

Median Home:$512K

Georgetown, KY

The Bluegrass State

39K

Population

State Tax

Yes

Located in Kentucky, this city has a population of 39K residents.

Raleigh, NC

The Tar Heel State

474K

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Research Triangle
•State capital
•Major university town

Major Industries

TechnologyResearchEducationGovernment

Cost Breakdown by Category

Annual spending: Georgetown, KY vs Raleigh, NC

Category	Georgetown, KY	Raleigh, NC	Difference	Change
🏠Housing	$2,009/mo	$2,469/mo	↑ $460more	22.9%
📦Other	$1,566/mo	$1,707/mo	↑ $142more	9.1%
🚗Transportation	$1,160/mo	$1,284/mo	↑ $124more	10.7%
⚡All Utilities	$454/mo	$546/mo	↑ $92.68more	20.4%
🏥Healthcare	$539/mo	$601/mo	↑ $62.29more	11.6%
🛒Groceries	$937/mo	$959/mo	↑ $22.14more	2.4%

🏠Housing

↑ 22.9%

Georgetown, KY

$2,009

Raleigh, NC

$2,469

Difference

$460

📦Other

↑ 9.1%

Georgetown, KY

$1,566

Raleigh, NC

$1,707

Difference

$142

🚗Transportation

↑ 10.7%

Georgetown, KY

$1,160

Raleigh, NC

$1,284

Difference

$124

⚡All Utilities

↑ 20.4%

Georgetown, KY

$454

Raleigh, NC

$546

Difference

$92.68

🏥Healthcare

↑ 11.6%

Georgetown, KY

$539

Raleigh, NC

$601

Difference

$62.29

🛒Groceries

↑ 2.4%

Georgetown, KY

$937

Raleigh, NC

$959

Difference

$22.14

🏠Rent Comparison

Studio

From$738

To$1,570

↑ $832

1 Bed

From$900

To$1,640

↑ $740

2 Bed

From$1,063

To$1,800

↑ $737

3 Bed

From$1,460

To$2,255

↑ $795

Georgetown, KYZIP-level data

1BR range: $1,110–$1,110/mo

Raleigh, NCZIP-level data

1BR range: $1,400–$1,880/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,664

Monthly in Georgetown, KY

$7,567

Monthly in Raleigh, NC

$903

Difference

Home Values

Georgetown

Raleigh

$327K

Median Value

$512K

↑ +3.4%

YoY Change

↓ -0.5%

↑ +42.3%

5-Year Change

↑ +38.2%

$327K

Price Range

$314K - $992K

Homes in Raleigh are 56% more expensive than Georgetown

Calculate payment - Georgetown Calculate payment - Raleigh

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $375

Per year

Monthly Difference

$31.25

More take-home

Effective Rate Diff

0.3%

Rate difference

Georgetown, KY

Federal Income Tax

Effective: 18.9%

$25.5K

Kentucky State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.7%

$44.5K

Take-Home Pay

$8,791/month

$105.5K

Raleigh, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Additional Tax Information

Georgetown, KY Tax Rates

Sales Tax:6.0%

Property Tax:0.9%

Raleigh, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Georgetown

Raleigh

41 Good

Air Quality

46 Good

79.2%

Good Air Days

61.7%

92 Moderate

Climate Risk

96 High

🌪💨

Top Hazards

🌊🌡🌪

▲+3.0°F

2050 Outlook

▲+2.8°F

21 days

Heat Days >95°F

31 days

▲+3.0°F

2050 Outlook

▲+2.8°F

21 days

Heat Days >95°F

31 days

💰 See how taxes change too — compare take-home pay between Kentucky and North Carolina on TaxTakeHome.com

Where your money goes further

Cities cheaper than Georgetown, KY on a $150.0K salary

Similar cost to Raleigh, NC

Other cities in a similar price range

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Want to compare different cities?

New Comparison

You'd spend $697/month more in Raleigh, NC

Georgetown, KY

Raleigh, NC

Georgetown, KY

Raleigh, NC

Notable Facts

Major Industries

Cost Breakdown by Category

🏠Rent Comparison

📍 Rent by ZIP Code14 ZIPs

Home Values

🏠 Home Values by ZIP14 ZIPs

Tax Comparison

Georgetown, KY

Raleigh, NC

Additional Tax Information

Georgetown, KY Tax Rates

Raleigh, NC Tax Rates

Environment

Where your money goes further

Similar cost to Raleigh, NC