Is Denton, TX cheaper than Gilbert, AZ?

Based on cost of living data, Denton, TX is 2.6% more expensive than Gilbert, AZ. This translates to spending an extra $198 per month.

What salary do I need in Denton, TX to live like I do in Gilbert, AZ?

If you earn $150,000 in Gilbert, AZ, you'd need approximately $152,370.995 in Denton, TX to maintain the same standard of living.

How does housing cost compare between Gilbert, AZ and Denton, TX?

Housing in Denton, TX is 14.5% cheaper than in Gilbert, AZ. For a two-bedroom apartment, rent is $1,567/month in Denton, TX compared to $2,270/month in Gilbert, AZ.

How much can I save per month by moving from Gilbert, AZ to Denton, TX?

Living in Denton, TX costs approximately $198 more per month than Gilbert, AZ, or $2371 more per year, based on a $150,000 salary.

Gilbert, AZ vs Denton, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Gilbert, AZ

Numbers update automatically as you type

You'd spend $198/month more in Denton, TX

$150.0K in your current city equals $152.4K in Denton, TX

Rent data from HUD ZIP-level estimates · COL index from Phoenix-Mesa-Chandler, AZ area

Overall Cost

↑ 2.6%

More expensive

Monthly Impact

$198

Extra cost

Annual Impact

$2.4K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Gilbert, AZ

Population:268K

Cost Index:

100

100 = national average

Median Home:$541K

Denton, TX

Population:158K

Cost Index:

103

(3% above avg)

Median Home:$354K

Gilbert, AZ

The Grand Canyon State

268K

Population

State Tax

Yes

Located in Arizona, this city has a population of 268K residents.

Denton, TX

The Lone Star State

158K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 158K residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Gilbert, AZ vs Denton, TX

Category	Gilbert, AZ	Denton, TX	Difference	Change
Housing	$2,788/mo	$2,384/mo	↓ $405less	14.5%
Other	$1,677/mo	$1,924/mo	↑ $246more	14.7%
Transportation	$1,489/mo	$1,297/mo	↓ $192less	12.9%
Healthcare	$589/mo	$632/mo	↑ $43.13more	7.3%
Groceries	$963/mo	$979/mo	↑ $15.61more	1.6%
All Utilities	$561/mo	$563/mo	↑ $1.42more	0.3%

Housing

↓ 14.5%

Gilbert, AZ

$2,788

Denton, TX

$2,384

Difference

$405

less

Other

↑ 14.7%

Gilbert, AZ

$1,677

Denton, TX

$1,924

Difference

$246

Transportation

↓ 12.9%

Gilbert, AZ

$1,489

Denton, TX

$1,297

Difference

$192

less

Healthcare

↑ 7.3%

Gilbert, AZ

$589

Denton, TX

$632

Difference

$43.13

Groceries

↑ 1.6%

Gilbert, AZ

$963

Denton, TX

$979

Difference

$15.61

All Utilities

↑ 0.3%

Gilbert, AZ

$561

Denton, TX

$563

Difference

$1.42

🏠Rent Comparison

Studio

From$1,800

To$1,283

↓ $517

1 Bed

From$1,950

To$1,338

↓ $612

2 Bed

From$2,270

To$1,567

↓ $703

3 Bed

From$3,030

To$1,970

↓ $1,060

Gilbert, AZZIP-level data

1BR range: $1,920–$2,130/mo

Denton, TXZIP-level data

1BR range: $1,400–$1,720/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,068

Monthly in Gilbert, AZ

$7,777

Monthly in Denton, TX

$290

Difference

Home Values

Gilbert

Denton

$541K

Median Value

$354K

↓ -1.9%

YoY Change

↓ -4.2%

↑ +33.1%

5-Year Change

↑ +27.4%

$517K - $546K

Price Range

$273K - $402K

Homes in Denton are 35% less expensive than Gilbert

Calculate payment - Gilbert Calculate payment - Denton

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $5.2K

Per year

Monthly Difference

$436

More take-home

Effective Rate Diff

3.5%

Rate difference

Gilbert, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Denton, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Gilbert, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

Denton, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.