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Cost of Living Comparison 2026

📍 Grand Forks, ND — ZIP-level rent data · COL adjusted from Minneapolis, MN area

$

Numbers update automatically as you type

You'd spend $1.8K/month more in Austin, TX

$150.0K in your current city equals $171.1K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
↑ 23.5%
More expensive
Monthly Impact
$1,761
Extra cost
Annual Impact
$21.1K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Grand Forks, ND

Population:59K
Cost Index:100
Median Home:$266K

Austin, TX

Population:979K
Cost Index:123
Median Home:$558K

Grand Forks, ND

The Peace Garden State

59K
Population
State Tax
Yes

Located in North Dakota, this city has a population of 59K residents.

Austin, TX

The Lone Star State

979K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • •Live music capital
  • •Major tech hub
  • •SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Grand Forks, ND vs Austin, TX

🏠Housing
↑ 47.9%
Grand Forks, ND
$1,951
Austin, TX
$2,885
Difference
$934
more
📦Other
↑ 27.0%
Grand Forks, ND
$1,370
Austin, TX
$1,741
Difference
$370
more
🚗Transportation
↑ 20.5%
Grand Forks, ND
$1,066
Austin, TX
$1,284
Difference
$218
more
⚡All Utilities
↑ 21.1%
Grand Forks, ND
$447
Austin, TX
$541
Difference
$94.36
more
🏥Healthcare
↓ 11.4%
Grand Forks, ND
$664
Austin, TX
$589
Difference
$75.69
less
🛒Groceries
↑ 6.1%
Grand Forks, ND
$905
Austin, TX
$959
Difference
$54.77
more

🏠Rent Comparison

Studio
From$611
To$1,585
↑ $974
1 Bed
From$617
To$1,685
↑ $1,068
2 Bed
From$775
To$1,995
↑ $1,220
3 Bed
From$1,077
To$2,525
↑ $1,448
Grand Forks, NDZIP-level data

1BR range: $820–$1,170/mo

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,402
Monthly in Grand Forks, ND
$7,998
Monthly in Austin, TX
$1,596
Difference

Home Values

Grand Forks
Austin
$266K
Median Value
$558K
↑ +7.2%
YoY Change
↓ -5%
↑ +25.5%
5-Year Change
↑ +12.6%
$226K - $306K
Price Range
$272K - $1.26M

Homes in Austin are 110% more expensive than Grand Forks

Calculate payment - Grand ForksCalculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $2.8K
Per year
Monthly Difference
$232
More take-home
Effective Rate Diff
1.9%
Rate difference

Grand Forks, ND

Federal Income Tax
Effective: 18.9%
$25.5K
North Dakota State Tax
Effective: 1.9%
$2.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 26.5%
$39.8K
Take-Home Pay
$9,184/month
$110.2K

Austin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Grand Forks, ND Tax Rates

Sales Tax:6.8%
Property Tax:1.0%

Austin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Grand Forks
Austin
42 Good
Air Quality
52 Moderate
66.4%
Good Air Days
42.6%
98 High
Climate Risk
98 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+3.6°F
2050 Outlook
▲+2.5°F
14 days
Heat Days >95°F
98 days
▲+3.6°F
2050 Outlook
▲+2.5°F
14 days
Heat Days >95°F
98 days

💰 See how taxes change too — compare take-home pay between North Dakota and Texas on TaxTakeHome.com

Similar cost to Austin, TX

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