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Cost of Living Comparison 2026

📍 Grand Forks, ND — ZIP-level rent data · COL adjusted from Minneapolis, MN area

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Numbers update automatically as you type

You'd spend $1.2K/month more in Charlotte, NC

$150.0K in your current city equals $164.7K in Charlotte, NC

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
↑ 16.3%
More expensive
Monthly Impact
$1,222
Extra cost
Annual Impact
$14.7K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Grand Forks, ND

Population:59K
Cost Index:100
Median Home:$266K

Charlotte, NC

Population:875K
Cost Index:116
Median Home:$399K

Grand Forks, ND

The Peace Garden State

59K
Population
State Tax
Yes

Located in North Dakota, this city has a population of 59K residents.

Charlotte, NC

The Tar Heel State

875K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • •Major banking center
  • •NASCAR headquarters
  • •Queen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: Grand Forks, ND vs Charlotte, NC

🏠Housing
↑ 26.5%
Grand Forks, ND
$1,951
Charlotte, NC
$2,469
Difference
$518
more
📦Other
↑ 24.6%
Grand Forks, ND
$1,370
Charlotte, NC
$1,707
Difference
$337
more
🚗Transportation
↑ 12.8%
Grand Forks, ND
$1,066
Charlotte, NC
$1,202
Difference
$137
more
🛒Groceries
↑ 9.4%
Grand Forks, ND
$905
Charlotte, NC
$989
Difference
$84.74
more
⚡All Utilities
↑ 16.2%
Grand Forks, ND
$447
Charlotte, NC
$519
Difference
$72.50
more
🏥Healthcare
↓ 3.9%
Grand Forks, ND
$664
Charlotte, NC
$638
Difference
$26.13
less

🏠Rent Comparison

Studio
From$611
To$1,630
↑ $1,019
1 Bed
From$617
To$1,710
↑ $1,093
2 Bed
From$775
To$1,870
↑ $1,095
3 Bed
From$1,077
To$2,300
↑ $1,223
Grand Forks, NDZIP-level data

1BR range: $820–$1,170/mo

Charlotte, NCZIP-level data

1BR range: $1,340–$2,310/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,402
Monthly in Grand Forks, ND
$7,525
Monthly in Charlotte, NC
$1,123
Difference

Home Values

Grand Forks
Charlotte
$266K
Median Value
$399K
↑ +7.2%
YoY Change
↓ -1.1%
↑ +25.5%
5-Year Change
↑ +40.8%
$226K - $306K
Price Range
$293K - $1.57M

Homes in Charlotte are 50% more expensive than Grand Forks

Calculate payment - Grand ForksCalculate payment - Charlotte

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $4.3K
More taxes
Monthly Difference
$362
Less take-home
Effective Rate Diff
2.9%
Rate difference

Grand Forks, ND

Federal Income Tax
Effective: 18.9%
$25.5K
North Dakota State Tax
Effective: 1.9%
$2.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 26.5%
$39.8K
Take-Home Pay
$9,184/month
$110.2K

Charlotte, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Grand Forks, ND Tax Rates

Sales Tax:6.8%
Property Tax:1.0%

Charlotte, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Grand Forks
Charlotte
42 Good
Air Quality
51 Moderate
66.4%
Good Air Days
46.2%
98 High
Climate Risk
97 High
🌊🌡🌪
Top Hazards
🌊🌪💨
▲+3.6°F
2050 Outlook
▲+2.9°F
14 days
Heat Days >95°F
36 days
▲+3.6°F
2050 Outlook
▲+2.9°F
14 days
Heat Days >95°F
36 days

💰 See how taxes change too — compare take-home pay between North Dakota and North Carolina on TaxTakeHome.com

Similar cost to Charlotte, NC

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