Grand Forks, ND vs La Crosse, WI: Cost of Living

Which city costs less?

La Crosse, WI has a modeled overall cost index 14.5% higher than Grand Forks, ND.

Grand Forks, ND · modeled 2BR rent
$1,180 / month
La Crosse, WI · modeled 2BR rent
$1,130 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Grand Forks, ND and La Crosse, WI using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Estimated extra cost: $989/month in La Crosse, WI

$150,000 in your current city has a modeled equivalent of $161,871 in La Crosse, WI

Regional cost estimates: Grand Forks, ND uses Minneapolis, MN. La Crosse, WI uses Madison, WI. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 14.5%
More expensive
Monthly Impact
$989
Extra cost
Annual Impact
$11.9K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Grand Forks, ND

Population:59K
Cost Index:
83.4
100 = national average
Typical Home:$266K

La Crosse, WI

Population:51K
Cost Index:
95.5
100 = national average
Typical Home:$255K

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Grand Forks, ND

The Peace Garden State

59K
Population
State Tax
Yes

Located in North Dakota, this city has a population of 59K residents.

La Crosse, WI

The Badger State

51K
Population
State Tax
Yes

Located in Wisconsin, this city has a population of 51K residents.

Cost Breakdown by Category

Estimated monthly spending: Grand Forks, ND vs La Crosse, WI

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 15.5%
Grand Forks, ND
$2,285
La Crosse, WI
$2,641
Difference
$355
more
Other
↑ 18.8%
Grand Forks, ND
$1,605
La Crosse, WI
$1,908
Difference
$302
more
Transportation
↑ 20.1%
Grand Forks, ND
$1,248
La Crosse, WI
$1,499
Difference
$250
more
All Utilities
↑ 8.5%
Grand Forks, ND
$523
La Crosse, WI
$568
Difference
$44.48
more
Healthcare
↑ 3.2%
Grand Forks, ND
$778
La Crosse, WI
$803
Difference
$24.64
more
Groceries
↑ 1.1%
Grand Forks, ND
$1,060
La Crosse, WI
$1,072
Difference
$11.96
more

🏠Rent Comparison

Studio
From$930
To$775
↓ $155
1 Bed
From$940
To$865
↓ $75.00
2 Bed
From$1,180
To$1,130
↓ $50.00
3 Bed
From$1,640
To$1,480
↓ $160
Grand Forks, NDZIP-level data

1BR range: $820–$1,170/mo

La Crosse, WIZIP-level data

1BR range: $830–$900/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Grand Forks, ND
$8,489
Monthly in La Crosse, WI
$989
Difference

Home Values

Grand Forks
La Crosse
$266K
Median Value
$255K
↑ +7.2%
YoY Change
↑ +2.8%
↑ +25.5%
5-Year Change
↑ +37.8%
$226K - $306K
Price Range
$230K - $280K

Homes in La Crosse are 4% less expensive than Grand Forks

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $6.1K
More taxes
Monthly Difference
$506
Less take-home
Effective Rate Diff
4.0%
Rate difference

Grand Forks, ND

Federal Income Tax
Effective: 18.9%
$25.5K
North Dakota State Tax
Effective: 1.9%
$2.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 26.5%
$39.8K
Take-Home Pay
$9,184/month
$110.2K

La Crosse, WI

Federal Income Tax
Effective: 18.9%
$25.5K
Wisconsin State Tax
Effective: 5.9%
$8.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.6%
$45.9K
Take-Home Pay
$8,678/month
$104.1K

Additional Tax Information

Grand Forks, ND Tax Rates

Sales Tax:6.8%
Property Tax:1.0%

La Crosse, WI Tax Rates

Sales Tax:5.6%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Grand Forks
La Crosse
42 Good
Air Quality
42 Good
66.4%
Good Air Days
72.1%
98 High
Climate Risk
94 Moderate
🌊🌡🌪
Top Hazards
🌊🌪💨
▲+3.6°F
2050 Outlook
▲+3.4°F
14 days
Heat Days >95°F
10 days
▲+3.6°F
2050 Outlook
▲+3.4°F
14 days
Heat Days >95°F
10 days

Before moving from Grand Forks, ND to La Crosse, WI

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in La Crosse, WI for the same bedroom count and included utilities as your home in Grand Forks, ND. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Grand Forks to La Crosse moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to La Crosse, WI by cost, housing, population and region.

Frequently Asked Questions: Grand Forks, ND vs La Crosse, WI

How do the cost estimates for Grand Forks, ND and La Crosse, WI compare?

La Crosse, WI has a modeled overall cost index 14.5% higher than Grand Forks, ND. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Grand Forks, ND, the model estimates $161,871 in La Crosse, WI. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Grand Forks, ND and La Crosse, WI?

The modeled two-bedroom rents are $1,180/month in Grand Forks, ND and $1,130/month in La Crosse, WI. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between North Dakota and Wisconsin on TaxTakeHome.com

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