Is Charlotte, NC cheaper than Gulfport, MS?

Based on cost of living data, Charlotte, NC is 5.1% more expensive than Gulfport, MS. This translates to spending an extra $381 per month.

What salary do I need in Charlotte, NC to live like I do in Gulfport, MS?

If you earn $150,000 in Gulfport, MS, you'd need approximately $154,568.443 in Charlotte, NC to maintain the same standard of living.

How does housing cost compare between Gulfport, MS and Charlotte, NC?

Housing in Charlotte, NC is 19.3% more expensive than in Gulfport, MS. For a two-bedroom apartment, rent is $1,870/month in Charlotte, NC compared to $948/month in Gulfport, MS.

How much can I save per month by moving from Gulfport, MS to Charlotte, NC?

Living in Charlotte, NC costs approximately $381 more per month than Gulfport, MS, or $4568 more per year, based on a $150,000 salary.

Gulfport, MS vs Charlotte, NC: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Gulfport, MS — ZIP-level rent data · COL adjusted from New Orleans, LA area

Current salary in Gulfport, MS

Numbers update automatically as you type

You'd spend $381/month more in Charlotte, NC

$150.0K in your current city equals $154.6K in Charlotte, NC

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 5.1%

More expensive

Monthly Impact

$381

Extra cost

Annual Impact

$4.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Gulfport, MS

Population:73K

Cost Index:100

Median Home:$204K

Charlotte, NC

Population:875K

Cost Index:105

Median Home:$399K

Gulfport, MS

The Magnolia State

73K

Population

State Tax

Yes

Located in Mississippi, this city has a population of 73K residents.

Charlotte, NC

The Tar Heel State

875K

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Major banking center
•NASCAR headquarters
•Queen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: Gulfport, MS vs Charlotte, NC

Category	Gulfport, MS	Charlotte, NC	Difference	Change
🏠Housing	$2,069/mo	$2,469/mo	↑ $400more	19.3%
🏥Healthcare	$462/mo	$638/mo	↑ $176more	38.2%
📦Other	$1,819/mo	$1,707/mo	↓ $112less	6.1%
⚡All Utilities	$477/mo	$519/mo	↑ $42.21more	8.9%
🛒Groceries	$950/mo	$989/mo	↑ $38.77more	4.1%
🚗Transportation	$1,195/mo	$1,202/mo	↑ $6.75more	0.6%

🏠Housing

↑ 19.3%

Gulfport, MS

$2,069

Charlotte, NC

$2,469

Difference

$400

🏥Healthcare

↑ 38.2%

Gulfport, MS

$462

Charlotte, NC

$638

Difference

$176

📦Other

↓ 6.1%

Gulfport, MS

$1,819

Charlotte, NC

$1,707

Difference

$112

less

⚡All Utilities

↑ 8.9%

Gulfport, MS

$477

Charlotte, NC

$519

Difference

$42.21

🛒Groceries

↑ 4.1%

Gulfport, MS

$950

Charlotte, NC

$989

Difference

$38.77

🚗Transportation

↑ 0.6%

Gulfport, MS

$1,195

Charlotte, NC

$1,202

Difference

$6.75

🏠Rent Comparison

Studio

From$654

To$1,630

↑ $976

1 Bed

From$768

To$1,710

↑ $942

2 Bed

From$948

To$1,870

↑ $922

3 Bed

From$1,226

To$2,300

↑ $1,074

Gulfport, MSZIP-level data

1BR range: $870–$950/mo

Charlotte, NCZIP-level data

1BR range: $1,340–$2,310/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,973

Monthly in Gulfport, MS

$7,525

Monthly in Charlotte, NC

$552

Difference

Home Values

Gulfport

Charlotte

$204K

Median Value

$399K

↑ +0.6%

YoY Change

↓ -1.1%

↑ +27.2%

5-Year Change

↑ +40.8%

$111K - $221K

Price Range

$293K - $1.57M

Homes in Charlotte are 95% more expensive than Gulfport

Calculate payment - Gulfport Calculate payment - Charlotte

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $225

Per year

Monthly Difference

$18.75

More take-home

Effective Rate Diff

0.2%

Rate difference

Gulfport, MS

Federal Income Tax

Effective: 18.9%

$25.5K

Mississippi State Tax

Effective: 4.9%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,803/month

$105.6K

Charlotte, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Additional Tax Information

Gulfport, MS Tax Rates

Sales Tax:7.1%

Property Tax:0.6%

Charlotte, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.