Is Indianapolis, IN cheaper than Gulfport, MS?

Based on cost of living data, Indianapolis, IN is 5.8% cheaper than Gulfport, MS. This translates to saving $432 per month.

What salary do I need in Indianapolis, IN to live like I do in Gulfport, MS?

If you earn $150,000 in Gulfport, MS, you'd need approximately $144,819.119 in Indianapolis, IN to maintain the same standard of living.

How does housing cost compare between Gulfport, MS and Indianapolis, IN?

Housing in Indianapolis, IN is 5.8% cheaper than in Gulfport, MS. For a two-bedroom apartment, rent is $1,360/month in Indianapolis, IN compared to $948/month in Gulfport, MS.

How much can I save per month by moving from Gulfport, MS to Indianapolis, IN?

Moving from Gulfport, MS to Indianapolis, IN could save you approximately $432 per month, or $5181 per year, based on a $150,000 salary.

Gulfport, MS vs Indianapolis, IN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Gulfport, MS — ZIP-level rent data · COL adjusted from New Orleans, LA area

Current salary in Gulfport, MS

Numbers update automatically as you type

You'd save $432/month moving to Indianapolis, IN

$150.0K in your current city equals $144.8K in Indianapolis, IN

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 5.8%

Less expensive

Monthly Impact

$432

Savings

Annual Impact

$5.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Gulfport, MS

Population:73K

Cost Index:100

Median Home:$204K

Indianapolis, IN

Population:888K

Cost Index:94

Median Home:$176K

Gulfport, MS

The Magnolia State

73K

Population

State Tax

Yes

Located in Mississippi, this city has a population of 73K residents.

Indianapolis, IN

The Hoosier State

888K

Population

State Tax

Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Gulfport, MS vs Indianapolis, IN

Category	Gulfport, MS	Indianapolis, IN	Difference	Change
📦Other	$1,819/mo	$1,590/mo	↓ $229less	12.6%
🏥Healthcare	$462/mo	$582/mo	↑ $121more	26.1%
🏠Housing	$2,069/mo	$1,949/mo	↓ $120less	5.8%
🛒Groceries	$950/mo	$919/mo	↓ $31.17less	3.3%
⚡All Utilities	$477/mo	$503/mo	↑ $25.82more	5.4%
🚗Transportation	$1,195/mo	$1,188/mo	↓ $6.91less	0.6%

📦Other

↓ 12.6%

Gulfport, MS

$1,819

Indianapolis, IN

$1,590

Difference

$229

less

🏥Healthcare

↑ 26.1%

Gulfport, MS

$462

Indianapolis, IN

$582

Difference

$121

🏠Housing

↓ 5.8%

Gulfport, MS

$2,069

Indianapolis, IN

$1,949

Difference

$120

less

🛒Groceries

↓ 3.3%

Gulfport, MS

$950

Indianapolis, IN

$919

Difference

$31.17

less

⚡All Utilities

↑ 5.4%

Gulfport, MS

$477

Indianapolis, IN

$503

Difference

$25.82

🚗Transportation

↓ 0.6%

Gulfport, MS

$1,195

Indianapolis, IN

$1,188

Difference

$6.91

less

🏛️ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Gulfport, MS has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$654

To$1,030

↑ $376

1 Bed

From$768

To$1,170

↑ $402

2 Bed

From$948

To$1,360

↑ $412

3 Bed

From$1,226

To$1,760

↑ $534

Gulfport, MSZIP-level data

1BR range: $870–$950/mo

Indianapolis, INZIP-level data

1BR range: $1,080–$1,870/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,973

Monthly in Gulfport, MS

$6,732

Monthly in Indianapolis, IN

$240

Difference

Home Values

Gulfport

Indianapolis

$204K

Median Value

$176K

↑ +0.6%

YoY Change

↓ -1.1%

↑ +27.2%

5-Year Change

↑ +26.9%

$111K - $221K

Price Range

$109K - $340K

Homes in Indianapolis are 14% less expensive than Gulfport

Calculate payment - Gulfport Calculate payment - Indianapolis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.5K

Per year

Monthly Difference

$209

More take-home

Effective Rate Diff

1.7%

Rate difference

Gulfport, MS

Federal Income Tax

Effective: 18.9%

$25.5K

Mississippi State Tax

Effective: 4.9%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,803/month

$105.6K

Indianapolis, IN

Federal Income Tax

Effective: 18.9%

$25.5K

Indiana State Tax

Effective: 3.2%

$4.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.9%

$41.9K

Take-Home Pay

$9,012/month

$108.1K

Additional Tax Information

Gulfport, MS Tax Rates

Sales Tax:7.1%

Property Tax:0.6%

Indianapolis, IN Tax Rates

Sales Tax:7.0%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.