Is Nashville, TN cheaper than Haverhill, MA?

Based on cost of living data, Nashville, TN is 25.6% cheaper than Haverhill, MA. This translates to saving $1920 per month.

What salary do I need in Nashville, TN to live like I do in Haverhill, MA?

If you earn $150,000 in Haverhill, MA, you'd need approximately $126,957.746 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Haverhill, MA and Nashville, TN?

Housing in Nashville, TN is 39.9% cheaper than in Haverhill, MA. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $1,757/month in Haverhill, MA.

How much can I save per month by moving from Haverhill, MA to Nashville, TN?

Moving from Haverhill, MA to Nashville, TN could save you approximately $1920 per month, or $23042 per year, based on a $150,000 salary.

Haverhill, MA vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Haverhill, MA — ZIP-level rent data · COL adjusted from Boston, MA area

Current salary in Haverhill, MA

Numbers update automatically as you type

You'd save $1.9K/month moving to Nashville, TN

$150.0K in your current city equals $127.0K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from Boston-Cambridge-Newton, MA-NH area

Overall Cost

↓ 25.6%

Less expensive

Monthly Impact

$1,920

Savings

Annual Impact

$23.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Haverhill, MA

Population:67K

Cost Index:100

Median Home:$522K

Nashville, TN

Population:689K

Cost Index:74

Median Home:$489K

Haverhill, MA

The Bay State

67K

Population

State Tax

Yes

Located in Massachusetts, this city has a population of 67K residents.

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Haverhill, MA vs Nashville, TN

Category	Haverhill, MA	Nashville, TN	Difference	Change
🏠Housing	$4,412/mo	$2,651/mo	↓ $1,761less	39.9%
🚗Transportation	$1,701/mo	$1,284/mo	↓ $417less	24.5%
📦Other	$1,695/mo	$1,942/mo	↑ $246more	14.5%
⚡All Utilities	$690/mo	$519/mo	↓ $171less	24.8%
🏥Healthcare	$717/mo	$607/mo	↓ $109less	15.3%
🛒Groceries	$1,040/mo	$949/mo	↓ $90.98less	8.7%

🏠Housing

↓ 39.9%

Haverhill, MA

$4,412

Nashville, TN

$2,651

Difference

$1,761

less

🚗Transportation

↓ 24.5%

Haverhill, MA

$1,701

Nashville, TN

$1,284

Difference

$417

less

📦Other

↑ 14.5%

Haverhill, MA

$1,695

Nashville, TN

$1,942

Difference

$246

⚡All Utilities

↓ 24.8%

Haverhill, MA

$690

Nashville, TN

$519

Difference

$171

less

🏥Healthcare

↓ 15.3%

Haverhill, MA

$717

Nashville, TN

$607

Difference

$109

less

🛒Groceries

↓ 8.7%

Haverhill, MA

$1,040

Nashville, TN

$949

Difference

$90.98

less

🏠Rent Comparison

Studio

From$1,208

To$1,600

↑ $392

1 Bed

From$1,339

To$1,680

↑ $341

2 Bed

From$1,757

To$1,840

↑ $83.00

3 Bed

From$2,109

To$2,350

↑ $241

Haverhill, MAZIP-level data

1BR range: $1,680–$1,710/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$10,255

Monthly in Haverhill, MA

$7,952

Monthly in Nashville, TN

$2,303

Difference

Home Values

Haverhill

Nashville

$522K

Median Value

$489K

↑ +3%

YoY Change

↓ -2.1%

↑ +40.2%

5-Year Change

↑ +32.1%

$507K - $538K

Price Range

$320K - $1.16M

Homes in Nashville are 6% less expensive than Haverhill

Calculate payment - Haverhill Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.5K

Per year

Monthly Difference

$625

More take-home

Effective Rate Diff

5.0%

Rate difference

Haverhill, MA

Federal Income Tax

Effective: 18.9%

$25.5K

Massachusetts State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.7%

$44.5K

Take-Home Pay

$8,791/month

$105.5K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Haverhill, MA Tax Rates

Sales Tax:6.3%

Property Tax:1.2%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.