Is Raleigh, NC cheaper than Haverhill, MA?

Based on cost of living data, Raleigh, NC is 29.9% cheaper than Haverhill, MA. This translates to saving $2245 per month.

What salary do I need in Raleigh, NC to live like I do in Haverhill, MA?

If you earn $150,000 in Haverhill, MA, you'd need approximately $123,057.295 in Raleigh, NC to maintain the same standard of living.

How does housing cost compare between Haverhill, MA and Raleigh, NC?

Housing in Raleigh, NC is 44.0% cheaper than in Haverhill, MA. For a two-bedroom apartment, rent is $1,800/month in Raleigh, NC compared to $1,757/month in Haverhill, MA.

How much can I save per month by moving from Haverhill, MA to Raleigh, NC?

Moving from Haverhill, MA to Raleigh, NC could save you approximately $2245 per month, or $26943 per year, based on a $150,000 salary.

Haverhill, MA vs Raleigh, NC: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Haverhill, MA — ZIP-level rent data · COL adjusted from Boston, MA area

Current salary in Haverhill, MA

Numbers update automatically as you type

You'd save $2.2K/month moving to Raleigh, NC

$150.0K in your current city equals $123.1K in Raleigh, NC

Rent data from HUD ZIP-level estimates · COL index from Boston-Cambridge-Newton, MA-NH area

Overall Cost

↓ 29.9%

Less expensive

Monthly Impact

$2,245

Savings

Annual Impact

$26.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Haverhill, MA

Population:67K

Cost Index:100

Median Home:$522K

Raleigh, NC

Population:474K

Cost Index:70

Median Home:$512K

Haverhill, MA

The Bay State

67K

Population

State Tax

Yes

Located in Massachusetts, this city has a population of 67K residents.

Raleigh, NC

The Tar Heel State

474K

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Research Triangle
•State capital
•Major university town

Major Industries

TechnologyResearchEducationGovernment

Cost Breakdown by Category

Annual spending: Haverhill, MA vs Raleigh, NC

Category	Haverhill, MA	Raleigh, NC	Difference	Change
🏠Housing	$4,412/mo	$2,469/mo	↓ $1,943less	44.0%
🚗Transportation	$1,701/mo	$1,284/mo	↓ $417less	24.5%
⚡All Utilities	$690/mo	$546/mo	↓ $144less	20.8%
🏥Healthcare	$717/mo	$601/mo	↓ $116less	16.1%
🛒Groceries	$1,040/mo	$959/mo	↓ $80.99less	7.8%
📦Other	$1,695/mo	$1,707/mo	↑ $12.07more	0.7%

🏠Housing

↓ 44.0%

Haverhill, MA

$4,412

Raleigh, NC

$2,469

Difference

$1,943

less

🚗Transportation

↓ 24.5%

Haverhill, MA

$1,701

Raleigh, NC

$1,284

Difference

$417

less

⚡All Utilities

↓ 20.8%

Haverhill, MA

$690

Raleigh, NC

$546

Difference

$144

less

🏥Healthcare

↓ 16.1%

Haverhill, MA

$717

Raleigh, NC

$601

Difference

$116

less

🛒Groceries

↓ 7.8%

Haverhill, MA

$1,040

Raleigh, NC

$959

Difference

$80.99

less

📦Other

↑ 0.7%

Haverhill, MA

$1,695

Raleigh, NC

$1,707

Difference

$12.07

🏠Rent Comparison

Studio

From$1,208

To$1,570

↑ $362

1 Bed

From$1,339

To$1,640

↑ $301

2 Bed

From$1,757

To$1,800

↑ $43.00

3 Bed

From$2,109

To$2,255

↑ $146

Haverhill, MAZIP-level data

1BR range: $1,680–$1,710/mo

Raleigh, NCZIP-level data

1BR range: $1,400–$1,880/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$10,255

Monthly in Haverhill, MA

$7,567

Monthly in Raleigh, NC

$2,688

Difference

Home Values

Haverhill

Raleigh

$522K

Median Value

$512K

↑ +3%

YoY Change

↓ -0.5%

↑ +40.2%

5-Year Change

↑ +38.2%

$507K - $538K

Price Range

$314K - $992K

Homes in Raleigh are 2% less expensive than Haverhill

Calculate payment - Haverhill Calculate payment - Raleigh

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $375

Per year

Monthly Difference

$31.25

More take-home

Effective Rate Diff

0.3%

Rate difference

Haverhill, MA

Federal Income Tax

Effective: 18.9%

$25.5K

Massachusetts State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.7%

$44.5K

Take-Home Pay

$8,791/month

$105.5K

Raleigh, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Additional Tax Information

Haverhill, MA Tax Rates

Sales Tax:6.3%

Property Tax:1.2%

Raleigh, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.