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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd save $463/month moving to Fullerton, CA

$150.0K in your current city equals $144.4K in Fullerton, CA

Rent data from HUD ZIP-level estimates · COL index from San Jose-Sunnyvale-Santa Clara, CA area
Overall Cost
6.2%
Less expensive
Monthly Impact
$463
Savings
Annual Impact
$5.6K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Hayward, CA

Population:156K
Cost Index:
100
100 = national average
Median Home:$849K

Fullerton, CA

Population:139K
Cost Index:
94
(6% below avg)
Median Home:$833K

Hayward, CA

The Golden State

156K
Population
State Tax
Yes

Located in California, this city has a population of 156K residents.

Fullerton, CA

The Golden State

139K
Population
State Tax
Yes

Located in California, this city has a population of 139K residents.

Cost Breakdown by Category

Annual spending: Hayward, CA vs Fullerton, CA

Housing
12.0%
Hayward, CA
$6,035
Fullerton, CA
$5,309
Difference
$726
less
Healthcare
21.7%
Hayward, CA
$698
Fullerton, CA
$547
Difference
$152
less
Other
7.5%
Hayward, CA
$1,833
Fullerton, CA
$1,694
Difference
$138
less
Groceries
10.1%
Hayward, CA
$1,146
Fullerton, CA
$1,030
Difference
$116
less
All Utilities
24.7%
Hayward, CA
$443
Fullerton, CA
$552
Difference
$110
more
Transportation
0.5%
Hayward, CA
$2,110
Fullerton, CA
$2,121
Difference
$11.22
more

🏠Rent Comparison

Studio
From$1,807
To$1,462
$345
1 Bed
From$2,011
To$1,712
$299
2 Bed
From$2,455
To$2,213
$242
3 Bed
From$3,136
To$3,174
$38.00
Hayward, CAZIP-level data

1BR range: $2,330$2,580/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$12,264
Monthly in Hayward, CA
$11,253
Monthly in Fullerton, CA
$1,011
Difference

Home Values

Hayward
Fullerton
$849K
Median Value
-
↓ -6.4%
YoY Change
-
↑ +12.7%
5-Year Change
-
$762K - $1.21M
Price Range
-

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Hayward, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Fullerton, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Additional Tax Information

Hayward, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Fullerton, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Hayward
Fullerton
49 Good
Air Quality
54 Moderate
53%
Good Air Days
32.5%
100 Very High
Climate Risk
100 Very High
🔥🌊🌅
Top Hazards
🔥🌊🌅
+1.9°F
2050 Outlook
+2.6°F
2 days
Heat Days >95°F
12 days
+1.9°F
2050 Outlook
+2.6°F
2 days
Heat Days >95°F
12 days

What to Consider When Moving from Hayward, CA to Fullerton, CA

Relocating from Hayward, CA to Fullerton, CA involves more than just comparing rent prices. While the overall cost of living is about 6% lower in Fullerton, CA, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Fullerton, CA is 12% cheaper than in Hayward, CA. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Fullerton, CA pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Fullerton, CA to match your current standard of living in Hayward, CA.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Fullerton, CA for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Hayward, CA vs Fullerton, CA

Is Fullerton, CA cheaper than Hayward, CA?

Yes, Fullerton, CA is about 6.2% cheaper than Hayward, CA. You could save approximately $463/month on a $150,000 salary. Housing costs are 12% lower in Fullerton, CA.

What salary do I need in Fullerton, CA to match my lifestyle in Hayward, CA?

If you currently earn $150,000 in Hayward, CA, you would need approximately $144,447 in Fullerton, CA to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Hayward, CA and Fullerton, CA?

A two-bedroom apartment averages $2,455/month in Hayward, CA compared to $2,213/month in Fullerton, CA. One-bedroom apartments are $2,011/month in Hayward, CA vs $1,712/month in Fullerton, CA. These are area-wide medians — specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Hayward, CA or Fullerton, CA?

Groceries are about 10% cheaper in Fullerton, CA than in Hayward, CA, saving a typical household roughly $116/month on food.

What is the best time to move from Hayward, CA to Fullerton, CA?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

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