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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd save $51.46/month moving to Raleigh, NC

$150.0K in your current city equals $149.4K in Raleigh, NC

Rent data from HUD ZIP-level estimates Β· COL index from Nashville-Davidson-Murfreesboro-Franklin, TN area
Overall Cost
↓ 0.7%
Less expensive
Monthly Impact
$51.46
Savings
Annual Impact
$618
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Hendersonville, TN

Population:64K
Cost Index:
100
100 = national average
Median Home:$500K

Raleigh, NC

Population:474K
Cost Index:
99
(1% below avg)
Median Home:$512K

Hendersonville, TN

The Volunteer State

64K
Population
State Tax
No Income Tax

Located in Tennessee, this city has a population of 64K residents.

πŸ’‘ Advantage: Tennessee has no state income tax!

Raleigh, NC

The Tar Heel State

474K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • β€’Research Triangle
  • β€’State capital
  • β€’Major university town

Major Industries

TechnologyResearchEducationGovernment

Cost Breakdown by Category

Annual spending: Hendersonville, TN vs Raleigh, NC

Housing
↑ 9.1%
Hendersonville, TN
$2,262
Raleigh, NC
$2,469
Difference
$207
more
Other
↓ 7.3%
Hendersonville, TN
$1,841
Raleigh, NC
$1,707
Difference
$134
less
Transportation
↑ 5.5%
Hendersonville, TN
$1,218
Raleigh, NC
$1,284
Difference
$66.44
more
All Utilities
↑ 8.1%
Hendersonville, TN
$505
Raleigh, NC
$546
Difference
$40.93
more
Groceries
↑ 3.8%
Hendersonville, TN
$924
Raleigh, NC
$959
Difference
$34.88
more
Healthcare
↑ 1.6%
Hendersonville, TN
$591
Raleigh, NC
$601
Difference
$9.72
more

🏠Rent Comparison

Studio
From$1,330
To$1,570
↑ $240
1 Bed
From$1,386
To$1,640
↑ $254
2 Bed
From$1,523
To$1,800
↑ $277
3 Bed
From$1,951
To$2,255
↑ $304
Hendersonville, TNZIP-level data

1BR range: $1,720–$1,720/mo

Raleigh, NCZIP-level data

1BR range: $1,400–$1,880/mo

πŸ’‘ Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,342
Monthly in Hendersonville, TN
$7,567
Monthly in Raleigh, NC
$225
Difference

Home Values

Hendersonville
Raleigh
$500K
Median Value
$512K
↑ +0.4%
YoY Change
↓ -0.5%
↑ +36%
5-Year Change
↑ +38.2%
$500K
Price Range
$314K - $992K

Homes in Raleigh are 2% more expensive than Hendersonville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $7.1K
More taxes
Monthly Difference
$594
Less take-home
Effective Rate Diff
4.7%
Rate difference

Hendersonville, TN

Federal Income Tax
Effective: 18.9%
$25.5K
Tennessee State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Raleigh, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Hendersonville, TN Tax Rates

Sales Tax:9.5%
Property Tax:0.7%

Raleigh, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

πŸ’‘ Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Hendersonville
Raleigh
50 Good
Air Quality
46 Good
51.6%
Good Air Days
61.7%
97 High
Climate Risk
96 High
🌊🫨πŸŒͺ
Top Hazards
🌊🌑πŸŒͺ
β–²+2.8Β°F
2050 Outlook
β–²+2.8Β°F
42 days
Heat Days >95Β°F
31 days
β–²+2.8Β°F
2050 Outlook
β–²+2.8Β°F
42 days
Heat Days >95Β°F
31 days

What to Consider When Moving from Hendersonville, TN to Raleigh, NC

Relocating from Hendersonville, TN to Raleigh, NC involves more than just comparing rent prices. While the overall cost of living is about 1% lower in Raleigh, NC, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Raleigh, NC is 9% more expensive than in Hendersonville, TN. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas β€” not just city averages β€” before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Raleigh, NC pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Raleigh, NC to match your current standard of living in Hendersonville, TN.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general β€œfeel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Raleigh, NC for a week before making a final decision β€” experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Hendersonville, TN vs Raleigh, NC

Is Raleigh, NC cheaper than Hendersonville, TN?

Hendersonville, TN and Raleigh, NC have very similar costs of living, with less than 1% difference overall. Your monthly expenses would be roughly the same in either city.

What salary do I need in Raleigh, NC to match my lifestyle in Hendersonville, TN?

If you currently earn $150,000 in Hendersonville, TN, you would need approximately $149,382 in Raleigh, NC to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Hendersonville, TN and Raleigh, NC?

A two-bedroom apartment averages $1,523/month in Hendersonville, TN compared to $1,800/month in Raleigh, NC. One-bedroom apartments are $1,386/month in Hendersonville, TN vs $1,640/month in Raleigh, NC. These are area-wide medians β€” specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Hendersonville, TN or Raleigh, NC?

Groceries are about 4% more expensive in Raleigh, NC than in Hendersonville, TN, which adds roughly $34.88/month to a typical household budget. This covers common items like produce, dairy, meat, and pantry staples based on BLS consumer expenditure data.

What is the best time to move from Hendersonville, TN to Raleigh, NC?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

πŸ’° See how taxes change too β€” compare take-home pay between Tennessee and North Carolina on TaxTakeHome.com

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