Is St. Louis, MO cheaper than Hendersonville, TN?

Based on cost of living data, St. Louis, MO is 10.9% cheaper than Hendersonville, TN. This translates to saving $819 per month.

What salary do I need in St. Louis, MO to live like I do in Hendersonville, TN?

If you earn $150,000 in Hendersonville, TN, you'd need approximately $140,167.783 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Hendersonville, TN and St. Louis, MO?

Housing in St. Louis, MO is 17.3% cheaper than in Hendersonville, TN. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $1,523/month in Hendersonville, TN.

How much can I save per month by moving from Hendersonville, TN to St. Louis, MO?

Moving from Hendersonville, TN to St. Louis, MO could save you approximately $819 per month, or $9832 per year, based on a $150,000 salary.

Hendersonville, TN vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Hendersonville, TN — ZIP-level rent data · COL adjusted from Nashville, TN area

Current salary in Hendersonville, TN

Numbers update automatically as you type

You'd save $819/month moving to St. Louis, MO

$150.0K in your current city equals $140.2K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from Nashville-Davidson-Murfreesboro-Franklin, TN area

Overall Cost

↓ 10.9%

Less expensive

Monthly Impact

$819

Savings

Annual Impact

$9.8K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Hendersonville, TN

Population:64K

Cost Index:100

Median Home:$500K

St. Louis, MO

Population:302K

Cost Index:89

Median Home:$145K

Hendersonville, TN

The Volunteer State

64K

Population

State Tax

No Income Tax

Located in Tennessee, this city has a population of 64K residents.

💡 Advantage: Tennessee has no state income tax!

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Hendersonville, TN vs St. Louis, MO

Category	Hendersonville, TN	St. Louis, MO	Difference	Change
🏠Housing	$2,262/mo	$1,871/mo	↓ $391less	17.3%
📦Other	$1,841/mo	$1,607/mo	↓ $234less	12.7%
🏥Healthcare	$591/mo	$527/mo	↓ $64.63less	10.9%
⚡All Utilities	$505/mo	$535/mo	↑ $30.00more	5.9%
🛒Groceries	$924/mo	$949/mo	↑ $24.89more	2.7%
🚗Transportation	$1,218/mo	$1,216/mo	↓ $1.86less	0.2%

🏠Housing

↓ 17.3%

Hendersonville, TN

$2,262

St. Louis, MO

$1,871

Difference

$391

less

📦Other

↓ 12.7%

Hendersonville, TN

$1,841

St. Louis, MO

$1,607

Difference

$234

less

🏥Healthcare

↓ 10.9%

Hendersonville, TN

$591

St. Louis, MO

$527

Difference

$64.63

less

⚡All Utilities

↑ 5.9%

Hendersonville, TN

$505

St. Louis, MO

$535

Difference

$30.00

🛒Groceries

↑ 2.7%

Hendersonville, TN

$924

St. Louis, MO

$949

Difference

$24.89

🚗Transportation

↓ 0.2%

Hendersonville, TN

$1,218

St. Louis, MO

$1,216

Difference

$1.86

less

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Hendersonville, TN has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,330

To$910

↓ $420

1 Bed

From$1,386

To$950

↓ $436

2 Bed

From$1,523

To$1,160

↓ $363

3 Bed

From$1,951

To$1,490

↓ $461

Hendersonville, TNZIP-level data

1BR range: $1,720–$1,720/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,342

Monthly in Hendersonville, TN

$6,705

Monthly in St. Louis, MO

$637

Difference

Home Values

Hendersonville

St. Louis

$500K

Median Value

$145K

↑ +0.4%

YoY Change

↓ -0.8%

↑ +36%

5-Year Change

↑ +10.9%

$500K

Price Range

$38K - $302K

Homes in St. Louis are 71% less expensive than Hendersonville

Calculate payment - Hendersonville Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.9K

More taxes

Monthly Difference

$661

Less take-home

Effective Rate Diff

5.3%

Rate difference

Hendersonville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Hendersonville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.