Holly Springs, NC vs Apex, NC: Cost of Living

Which city costs less?

Apex, NC has a modeled overall cost index 1.0% higher than Holly Springs, NC.

Holly Springs, NC · modeled 2BR rent: $2,110 / month
Apex, NC · modeled 2BR rent: $2,140 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Holly Springs, NC and Apex, NC using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Holly Springs, NC

Numbers update automatically as you type

Estimated extra cost: $65.15/month in Apex, NC

$150,000 in your current city has a modeled equivalent of $150,782 in Apex, NC

Regional cost estimates: Holly Springs, NC uses Raleigh, NC. Apex, NC uses Raleigh, NC. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 1.0%

More expensive

Monthly Impact

$65.15

Extra cost

Annual Impact

$782

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Holly Springs, NC

Population:46K

Cost Index:

92.1

100 = national average

Typical Home:$571K

Apex, NC

Population:72K

Cost Index:

93.0

100 = national average

Typical Home:$560K

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Holly Springs, NC

The Tar Heel State

46K

Population

State Tax

Yes

Located in North Carolina, this city has a population of 46K residents.

Apex, NC

The Tar Heel State

72K

Population

State Tax

Yes

Located in North Carolina, this city has a population of 72K residents.

Cost Breakdown by Category

Estimated monthly spending: Holly Springs, NC vs Apex, NC

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Holly Springs, NC	Apex, NC	Difference	Change
Housing	$2,259/mo	$2,282/mo	↑ $23.01more	1.0%
Other	$1,736/mo	$1,754/mo	↑ $17.68more	1.0%
Transportation	$1,306/mo	$1,319/mo	↑ $13.30more	1.0%
Groceries	$1,001/mo	$1,006/mo	↑ $5.08more	0.5%
Healthcare	$627/mo	$630/mo	↑ $3.19more	0.5%
All Utilities	$570/mo	$573/mo	↑ $2.90more	0.5%

Housing

↑ 1.0%

Holly Springs, NC

$2,259

Apex, NC

$2,282

Difference

$23.01

Other

↑ 1.0%

Holly Springs, NC

$1,736

Apex, NC

$1,754

Difference

$17.68

Transportation

↑ 1.0%

Holly Springs, NC

$1,306

Apex, NC

$1,319

Difference

$13.30

Groceries

↑ 0.5%

Holly Springs, NC

$1,001

Apex, NC

$1,006

Difference

$5.08

Healthcare

↑ 0.5%

Holly Springs, NC

$627

Apex, NC

$630

Difference

$3.19

All Utilities

↑ 0.5%

Holly Springs, NC

$570

Apex, NC

$573

Difference

$2.90

🏠Rent Comparison

Studio

From$1,840

To$1,860

↑ $20.00

1 Bed

From$1,920

To$1,950

↑ $30.00

2 Bed

From$2,110

To$2,140

↑ $30.00

3 Bed

From$2,650

To$2,690

↑ $40.00

Holly Springs, NCZIP-level data

1BR range: $1,920–$1,920/mo

Apex, NCZIP-level data

1BR range: $1,950–$1,950/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Holly Springs, NC

$7,565

Monthly in Apex, NC

$65.15

Difference

Home Values

Holly Springs

Apex

$571K

Median Value

$560K

↓ -1.1%

YoY Change

↓ -2.3%

↑ +46.1%

5-Year Change

↑ +44.9%

Homes in Apex are 2% less expensive than Holly Springs

Calculate payment - Holly Springs Calculate payment - Apex

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Holly Springs, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Apex, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Additional Tax Information

Holly Springs, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

Apex, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Holly Springs

Apex

46 Good

Air Quality

46 Good

61.7%

Good Air Days

61.7%

96 High

Climate Risk

96 High

🌊🌡🌪

Top Hazards

🌊🌡🌪

▲+2.8°F

2050 Outlook

▲+2.8°F

31 days

Heat Days >95°F

31 days

▲+2.8°F

2050 Outlook

▲+2.8°F

31 days

Heat Days >95°F

31 days

Before moving from Holly Springs, NC to Apex, NC

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Apex, NC for the same bedroom count and included utilities as your home in Holly Springs, NC. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Holly Springs to Apex moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Apex, NC by cost, housing, population and region.

Frequently Asked Questions: Holly Springs, NC vs Apex, NC

How do the cost estimates for Holly Springs, NC and Apex, NC compare?

Apex, NC has a modeled overall cost index 1.0% higher than Holly Springs, NC. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Holly Springs, NC, the model estimates $150,782 in Apex, NC. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Holly Springs, NC and Apex, NC?

The modeled two-bedroom rents are $2,110/month in Holly Springs, NC and $2,140/month in Apex, NC. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

Where your money goes further

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