Is St. Louis, MO cheaper than Holly Springs, NC?

Based on cost of living data, St. Louis, MO is 5.5% cheaper than Holly Springs, NC. This translates to saving $415 per month.

What salary do I need in St. Louis, MO to live like I do in Holly Springs, NC?

If you earn $150,000 in Holly Springs, NC, you'd need approximately $145,017.287 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Holly Springs, NC and St. Louis, MO?

Housing in St. Louis, MO is 11.3% cheaper than in Holly Springs, NC. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $1,703/month in Holly Springs, NC.

How much can I save per month by moving from Holly Springs, NC to St. Louis, MO?

Moving from Holly Springs, NC to St. Louis, MO could save you approximately $415 per month, or $4983 per year, based on a $150,000 salary.

Holly Springs, NC vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Holly Springs, NC — ZIP-level rent data · COL adjusted from Raleigh, NC area

Current salary in Holly Springs, NC

Numbers update automatically as you type

You'd save $415/month moving to St. Louis, MO

$150.0K in your current city equals $145.0K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from Raleigh-Cary, NC area

Overall Cost

↓ 5.5%

Less expensive

Monthly Impact

$415

Savings

Annual Impact

$5.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Holly Springs, NC

Population:46K

Cost Index:100

Median Home:$571K

St. Louis, MO

Population:302K

Cost Index:94

Median Home:$145K

Holly Springs, NC

The Tar Heel State

46K

Population

State Tax

Yes

Located in North Carolina, this city has a population of 46K residents.

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Holly Springs, NC vs St. Louis, MO

Category	Holly Springs, NC	St. Louis, MO	Difference	Change
🏠Housing	$2,110/mo	$1,871/mo	↓ $239less	11.3%
🏥Healthcare	$586/mo	$527/mo	↓ $58.97less	10.1%
🛒Groceries	$935/mo	$949/mo	↑ $14.56more	1.6%
📦Other	$1,621/mo	$1,607/mo	↓ $14.17less	0.9%
🚗Transportation	$1,219/mo	$1,216/mo	↓ $3.42less	0.3%
⚡All Utilities	$532/mo	$535/mo	↑ $3.05more	0.6%

🏠Housing

↓ 11.3%

Holly Springs, NC

$2,110

St. Louis, MO

$1,871

Difference

$239

less

🏥Healthcare

↓ 10.1%

Holly Springs, NC

$586

St. Louis, MO

$527

Difference

$58.97

less

🛒Groceries

↑ 1.6%

Holly Springs, NC

$935

St. Louis, MO

$949

Difference

$14.56

📦Other

↓ 0.9%

Holly Springs, NC

$1,621

St. Louis, MO

$1,607

Difference

$14.17

less

🚗Transportation

↓ 0.3%

Holly Springs, NC

$1,219

St. Louis, MO

$1,216

Difference

$3.42

less

⚡All Utilities

↑ 0.6%

Holly Springs, NC

$532

St. Louis, MO

$535

Difference

$3.05

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Holly Springs, NC has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,485

To$910

↓ $575

1 Bed

From$1,550

To$950

↓ $600

2 Bed

From$1,703

To$1,160

↓ $543

3 Bed

From$2,139

To$1,490

↓ $649

Holly Springs, NCZIP-level data

1BR range: $1,920–$1,920/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,003

Monthly in Holly Springs, NC

$6,705

Monthly in St. Louis, MO

$298

Difference

Home Values

Holly Springs

St. Louis

$571K

Median Value

$145K

↓ -1.1%

YoY Change

↓ -0.8%

↑ +46.1%

5-Year Change

↑ +10.9%

$571K

Price Range

$38K - $302K

Homes in St. Louis are 75% less expensive than Holly Springs

Calculate payment - Holly Springs Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $804

More taxes

Monthly Difference

$67.00

Less take-home

Effective Rate Diff

0.5%

Rate difference

Holly Springs, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Holly Springs, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.