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Cost of Living Comparison 2026

From diverse and entrepreneurial Houston to active, military-connected, and scenic Colorado Springs, this comparison highlights what you gain and what you trade when switching cities. The financial impact of this move could reshape your monthly budget significantly.

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd spend $505/month more in Colorado Springs, CO

$150.0K in your current city equals $156.1K in Colorado Springs, CO

Rent data from HUD ZIP-level estimates · COL index from Houston-The Woodlands-Sugar Land, TX area
Overall Cost
6.7%
More expensive
Monthly Impact
$505
Extra cost
Annual Impact
$6.1K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Houston, TX

Population:2305K
Cost Index:
100
100 = national average
Median Home:$245K

Colorado Springs, CO

Population:479K
Cost Index:
107
(7% above avg)
Median Home:$415K

Houston, TX

The Lone Star State

2.3M
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • Energy capital of the world
  • NASA Mission Control
  • Diverse port city

Major Industries

EnergyAerospaceHealthcareInternational Trade

Colorado Springs, CO

The Centennial State

479K
Population
State Tax
Yes

Located in Colorado, this city has a population of 479K residents.

Cost Breakdown by Category

Annual spending: Houston, TX vs Colorado Springs, CO

Housing
30.5%
Houston, TX
$2,191
Colorado Springs, CO
$2,859
Difference
$668
more
Transportation
12.3%
Houston, TX
$1,449
Colorado Springs, CO
$1,270
Difference
$179
less
All Utilities
17.9%
Houston, TX
$552
Colorado Springs, CO
$454
Difference
$98.90
less
Groceries
9.6%
Houston, TX
$911
Colorado Springs, CO
$999
Difference
$87.93
more
Healthcare
11.4%
Houston, TX
$562
Colorado Springs, CO
$626
Difference
$63.82
more
Other
1.3%
Houston, TX
$1,768
Colorado Springs, CO
$1,791
Difference
$23.44
more

🏠Rent Comparison

Studio
From$1,220
To$1,240
$20.00
1 Bed
From$1,260
To$1,520
$260
2 Bed
From$1,500
To$1,800
$300
3 Bed
From$2,020
To$2,505
$485
Houston, TXZIP-level data

1BR range: $880$1,980/mo

Colorado Springs, COZIP-level data

1BR range: $1,210$2,050/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,434
Monthly in Houston, TX
$7,999
Monthly in Colorado Springs, CO
$565
Difference

Home Values

Houston
Colorado Springs
$245K
Median Value
$415K
↓ -3.1%
YoY Change
↓ -2.2%
↑ +23.4%
5-Year Change
↑ +22.4%
$138K - $1.64M
Price Range
$314K - $709K

Homes in Colorado Springs are 69% more expensive than Houston

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$6.6K
More taxes
Monthly Difference
$550
Less take-home
Effective Rate Diff
4.4%
Rate difference

Houston, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Colorado Springs, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Additional Tax Information

Houston, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Colorado Springs, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Houston
Colorado Springs
61 Moderate
Air Quality
49 Good
13.7%
Good Air Days
55.2%
100 Very High
Climate Risk
94 Moderate
🌊🌅🌀
Top Hazards
🔥🌊🌪
+2.2°F
2050 Outlook
+3.0°F
64 days
Heat Days >95°F
9 days
+2.2°F
2050 Outlook
+3.0°F
64 days
Heat Days >95°F
9 days

What to Consider When Moving from Houston, TX to Colorado Springs, CO

Relocating from Houston, TX to Colorado Springs, CO involves more than just comparing rent prices. While the overall cost of living is roughly 7% higher in Colorado Springs, CO, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Colorado Springs, CO is 30% more expensive than in Houston, TX. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Colorado Springs, CO pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Colorado Springs, CO to match your current standard of living in Houston, TX.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Colorado Springs, CO for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Houston, TX vs Colorado Springs, CO

Is Colorado Springs, CO cheaper than Houston, TX?

Colorado Springs, CO is approximately 6.7% more expensive than Houston, TX overall. On a $150,000 salary, that translates to roughly $505/month in additional expenses. Housing is the biggest factor, costing 30% more in Colorado Springs, CO.

What salary do I need in Colorado Springs, CO to match my lifestyle in Houston, TX?

If you currently earn $150,000 in Houston, TX, you would need approximately $156,062 in Colorado Springs, CO to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Houston, TX and Colorado Springs, CO?

A two-bedroom apartment averages $1,500/month in Houston, TX compared to $1,800/month in Colorado Springs, CO. One-bedroom apartments are $1,260/month in Houston, TX vs $1,520/month in Colorado Springs, CO. These are area-wide medians — specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Houston, TX or Colorado Springs, CO?

Groceries are about 10% more expensive in Colorado Springs, CO than in Houston, TX, which adds roughly $87.93/month to a typical household budget. This covers common items like produce, dairy, meat, and pantry staples based on BLS consumer expenditure data.

What is the best time to move from Houston, TX to Colorado Springs, CO?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

💰 See how taxes change too — compare take-home pay between Texas and Colorado on TaxTakeHome.com

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