Is Colorado Springs, CO cheaper than Houston, TX?

Based on cost of living data, Colorado Springs, CO is 6.7% more expensive than Houston, TX. This translates to spending an extra $505 per month.

What salary do I need in Colorado Springs, CO to live like I do in Houston, TX?

If you earn $150,000 in Houston, TX, you'd need approximately $156,062.176 in Colorado Springs, CO to maintain the same standard of living.

How does housing cost compare between Houston, TX and Colorado Springs, CO?

Housing in Colorado Springs, CO is 30.5% more expensive than in Houston, TX. For a two-bedroom apartment, rent is $1,800/month in Colorado Springs, CO compared to $1,500/month in Houston, TX.

How much can I save per month by moving from Houston, TX to Colorado Springs, CO?

Living in Colorado Springs, CO costs approximately $505 more per month than Houston, TX, or $6062 more per year, based on a $150,000 salary.

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Houston, TX

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Colorado Springs, CO

Cost of Living Comparison 2026

Current salary in Houston, TX

Numbers update automatically as you type

You'd spend $505/month more in Colorado Springs, CO

$150.0K in your current city equals $156.1K in Colorado Springs, CO

Rent data from HUD ZIP-level estimates · COL index from Houston-The Woodlands-Sugar Land, TX area

Overall Cost

↑ 6.7%

More expensive

Monthly Impact

$505

Extra cost

Annual Impact

$6.1K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Houston, TX

Population:2305K

Cost Index:100

Median Home:$245K

Colorado Springs, CO

Population:479K

Cost Index:107

Median Home:$415K

Houston, TX

The Lone Star State

2.3M

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Energy capital of the world
•NASA Mission Control
•Diverse port city

Major Industries

EnergyAerospaceHealthcareInternational Trade

Colorado Springs, CO

The Centennial State

479K

Population

State Tax

Yes

Located in Colorado, this city has a population of 479K residents.

Cost Breakdown by Category

Annual spending: Houston, TX vs Colorado Springs, CO

Category	Houston, TX	Colorado Springs, CO	Difference	Change
🏠Housing	$2,191/mo	$2,859/mo	↑ $668more	30.5%
🚗Transportation	$1,449/mo	$1,270/mo	↓ $179less	12.3%
⚡All Utilities	$552/mo	$454/mo	↓ $98.90less	17.9%
🛒Groceries	$911/mo	$999/mo	↑ $87.93more	9.6%
🏥Healthcare	$562/mo	$626/mo	↑ $63.82more	11.4%
📦Other	$1,768/mo	$1,791/mo	↑ $23.44more	1.3%

🏠Housing

↑ 30.5%

Houston, TX

$2,191

Colorado Springs, CO

$2,859

Difference

$668

🚗Transportation

↓ 12.3%

Houston, TX

$1,449

Colorado Springs, CO

$1,270

Difference

$179

less

⚡All Utilities

↓ 17.9%

Houston, TX

$552

Colorado Springs, CO

$454

Difference

$98.90

less

🛒Groceries

↑ 9.6%

Houston, TX

$911

Colorado Springs, CO

$999

Difference

$87.93

🏥Healthcare

↑ 11.4%

Houston, TX

$562

Colorado Springs, CO

$626

Difference

$63.82

📦Other

↑ 1.3%

Houston, TX

$1,768

Colorado Springs, CO

$1,791

Difference

$23.44

🏠Rent Comparison

Studio

From$1,220

To$1,240

↑ $20.00

1 Bed

From$1,260

To$1,520

↑ $260

2 Bed

From$1,500

To$1,800

↑ $300

3 Bed

From$2,020

To$2,505

↑ $485

Houston, TXZIP-level data

1BR range: $880–$1,980/mo

Colorado Springs, COZIP-level data

1BR range: $1,210–$2,050/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,434

Monthly in Houston, TX

$7,999

Monthly in Colorado Springs, CO

$565

Difference

Home Values

Houston

Colorado Springs

$245K

Median Value

$415K

↓ -3.1%

YoY Change

↓ -2.2%

↑ +23.4%

5-Year Change

↑ +22.4%

$138K - $1.64M

Price Range

$314K - $709K

Homes in Colorado Springs are 69% more expensive than Houston

Calculate payment - Houston Calculate payment - Colorado Springs

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $6.6K

More taxes

Monthly Difference

$550

Less take-home

Effective Rate Diff

4.4%

Rate difference

Houston, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Colorado Springs, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Additional Tax Information

Houston, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

Colorado Springs, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.