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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd spend $877/month more in Seattle, WA

$150.0K in your current city equals $160.5K in Seattle, WA

Rent data from HUD ZIP-level estimates · COL index from Los Angeles-Long Beach-Anaheim, CA area
Overall Cost
11.7%
More expensive
Monthly Impact
$877
Extra cost
Annual Impact
$10.5K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Huntington Beach, CA

Population:192K
Cost Index:
100
100 = national average
Median Home:$1.32M

Seattle, WA

Population:749K
Cost Index:
112
(12% above avg)
Median Home:$808K

Huntington Beach, CA

The Golden State

192K
Population
State Tax
Yes

Located in California, this city has a population of 192K residents.

Seattle, WA

The Evergreen State

749K
Population
State Tax
No Income Tax
Climate
Oceanic

Notable Facts

  • Coffee culture birthplace
  • Major tech center
  • Pacific Northwest gateway

Major Industries

TechnologyAerospaceMaritime TradeCoffee Industry

Cost Breakdown by Category

Annual spending: Huntington Beach, CA vs Seattle, WA

Housing
25.5%
Huntington Beach, CA
$6,003
Seattle, WA
$7,536
Difference
$1,533
more
Healthcare
49.4%
Huntington Beach, CA
$551
Seattle, WA
$824
Difference
$273
more
Transportation
12.0%
Huntington Beach, CA
$2,158
Seattle, WA
$1,899
Difference
$260
less
Other
14.6%
Huntington Beach, CA
$1,724
Seattle, WA
$1,975
Difference
$251
more
All Utilities
13.7%
Huntington Beach, CA
$557
Seattle, WA
$481
Difference
$76.50
less
Groceries
3.8%
Huntington Beach, CA
$1,039
Seattle, WA
$1,079
Difference
$39.97
more

🏠Rent Comparison

Studio
From$2,770
To$2,180
$590
1 Bed
From$2,830
To$2,260
$570
2 Bed
From$3,340
To$2,630
$710
3 Bed
From$4,530
To$3,440
$1,090
Huntington Beach, CAZIP-level data

1BR range: $2,730$2,920/mo

Seattle, WAZIP-level data

1BR range: $1,900$3,210/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$12,034
Monthly in Huntington Beach, CA
$13,794
Monthly in Seattle, WA
$1,761
Difference

Home Values

Huntington Beach
Seattle
$1.32M
Median Value
$808K
↑ +2.5%
YoY Change
↓ -2.5%
↑ +45.5%
5-Year Change
↑ +12.5%
$1.20M - $1.49M
Price Range
$433K - $1.34M

Homes in Seattle are 39% less expensive than Huntington Beach

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$10.6K
Per year
Monthly Difference
$886
More take-home
Effective Rate Diff
7.1%
Rate difference

Huntington Beach, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Seattle, WA

Federal Income Tax
Effective: 18.9%
$25.5K
Washington State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Huntington Beach, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Seattle, WA Tax Rates

Sales Tax:9.2%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Huntington Beach
Seattle
54 Moderate
Air Quality
41 Good
32.5%
Good Air Days
69.7%
100 Very High
Climate Risk
100 Very High
🔥🌊🌅
Top Hazards
🌊🌡🫨
+2.6°F
2050 Outlook
+2.6°F
12 days
Heat Days >95°F
2 days
+2.6°F
2050 Outlook
+2.6°F
12 days
Heat Days >95°F
2 days

💰 See how taxes change too — compare take-home pay between California and Washington on TaxTakeHome.com

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