Is Denver, CO cheaper than Hutto, TX?

Based on cost of living data, Denver, CO is 14.8% more expensive than Hutto, TX. This translates to spending an extra $1114 per month.

What salary do I need in Denver, CO to live like I do in Hutto, TX?

If you earn $150,000 in Hutto, TX, you'd need approximately $163,363.874 in Denver, CO to maintain the same standard of living.

How does housing cost compare between Hutto, TX and Denver, CO?

Housing in Denver, CO is 34.6% more expensive than in Hutto, TX. For a two-bedroom apartment, rent is $2,190/month in Denver, CO compared to $1,763/month in Hutto, TX.

How much can I save per month by moving from Hutto, TX to Denver, CO?

Living in Denver, CO costs approximately $1114 more per month than Hutto, TX, or $13364 more per year, based on a $150,000 salary.

Hutto, TX vs Denver, CO: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 Hutto, TX — ZIP-level rent data · COL adjusted from Austin, TX area

Current salary in Hutto, TX

Numbers update automatically as you type

You'd spend $1.1K/month more in Denver, CO

$150.0K in your current city equals $163.4K in Denver, CO

Rent data from HUD ZIP-level estimates · COL index from Austin-Round Rock-Georgetown, TX area

Overall Cost

↑ 14.8%

More expensive

Monthly Impact

$1,114

Extra cost

Annual Impact

$13.4K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Hutto, TX

Population:39K

Cost Index:100

Median Home:$338K

Denver, CO

Population:716K

Cost Index:115

Median Home:$513K

Hutto, TX

The Lone Star State

39K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 39K residents.

💡 Advantage: Texas has no state income tax!

Denver, CO

The Centennial State

716K

Population

State Tax

Yes

Climate

Semi-arid

Notable Facts

•Mile-high city (5,280 ft)
•Outdoor recreation hub
•Major cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Hutto, TX vs Denver, CO

Category	Hutto, TX	Denver, CO	Difference	Change
🏠Housing	$2,414/mo	$3,248/mo	↑ $834more	34.6%
🚗Transportation	$1,194/mo	$1,462/mo	↑ $268more	22.4%
📦Other	$1,619/mo	$1,774/mo	↑ $156more	9.6%
🛒Groceries	$925/mo	$1,029/mo	↑ $104more	11.3%
🏥Healthcare	$568/mo	$632/mo	↑ $64.38more	11.3%
⚡All Utilities	$522/mo	$519/mo	↓ $2.55less	0.5%

🏠Housing

↑ 34.6%

Hutto, TX

$2,414

Denver, CO

$3,248

Difference

$834

🚗Transportation

↑ 22.4%

Hutto, TX

$1,194

Denver, CO

$1,462

Difference

$268

📦Other

↑ 9.6%

Hutto, TX

$1,619

Denver, CO

$1,774

Difference

$156

🛒Groceries

↑ 11.3%

Hutto, TX

$925

Denver, CO

$1,029

Difference

$104

🏥Healthcare

↑ 11.3%

Hutto, TX

$568

Denver, CO

$632

Difference

$64.38

⚡All Utilities

↓ 0.5%

Hutto, TX

$522

Denver, CO

$519

Difference

$2.55

less

🏛️ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Hutto, TX has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,407

To$1,720

↑ $313

1 Bed

From$1,486

To$1,840

↑ $354

2 Bed

From$1,763

To$2,190

↑ $427

3 Bed

From$2,237

To$2,870

↑ $633

Hutto, TXZIP-level data

1BR range: $1,880–$1,880/mo

Denver, COZIP-level data

1BR range: $1,620–$2,540/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,241

Monthly in Hutto, TX

$8,665

Monthly in Denver, CO

$1,423

Difference

Home Values

Hutto

Denver

$338K

Median Value

$513K

↓ -5.7%

YoY Change

↓ -4.2%

↑ +21.9%

5-Year Change

↑ +13%

$338K

Price Range

$352K - $933K

Homes in Denver are 52% more expensive than Hutto

Calculate payment - Hutto Calculate payment - Denver

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $6.6K

More taxes

Monthly Difference

$550

Less take-home

Effective Rate Diff

4.4%

Rate difference

Hutto, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Denver, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Additional Tax Information

Hutto, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

Denver, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.