Is Nashville, TN cheaper than Hutto, TX?

Based on cost of living data, Nashville, TN is 7.5% more expensive than Hutto, TX. This translates to spending an extra $566 per month.

What salary do I need in Nashville, TN to live like I do in Hutto, TX?

If you earn $150,000 in Hutto, TX, you'd need approximately $156,786.173 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Hutto, TX and Nashville, TN?

Housing in Nashville, TN is 9.8% more expensive than in Hutto, TX. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $1,763/month in Hutto, TX.

How much can I save per month by moving from Hutto, TX to Nashville, TN?

Living in Nashville, TN costs approximately $566 more per month than Hutto, TX, or $6786 more per year, based on a $150,000 salary.

Hutto, TX vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Hutto, TX — ZIP-level rent data · COL adjusted from Austin, TX area

Current salary in Hutto, TX

Numbers update automatically as you type

You'd spend $566/month more in Nashville, TN

$150.0K in your current city equals $156.8K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from Austin-Round Rock-Georgetown, TX area

Overall Cost

↑ 7.5%

More expensive

Monthly Impact

$566

Extra cost

Annual Impact

$6.8K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Hutto, TX

Population:39K

Cost Index:100

Median Home:$338K

Nashville, TN

Population:689K

Cost Index:108

Median Home:$489K

Hutto, TX

The Lone Star State

39K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 39K residents.

💡 Advantage: Texas has no state income tax!

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Hutto, TX vs Nashville, TN

Category	Hutto, TX	Nashville, TN	Difference	Change
📦Other	$1,619/mo	$1,942/mo	↑ $323more	19.9%
🏠Housing	$2,414/mo	$2,651/mo	↑ $237more	9.8%
🚗Transportation	$1,194/mo	$1,284/mo	↑ $90.03more	7.5%
🏥Healthcare	$568/mo	$607/mo	↑ $39.60more	7.0%
🛒Groceries	$925/mo	$949/mo	↑ $24.25more	2.6%
⚡All Utilities	$522/mo	$519/mo	↓ $2.55less	0.5%

📦Other

↑ 19.9%

Hutto, TX

$1,619

Nashville, TN

$1,942

Difference

$323

🏠Housing

↑ 9.8%

Hutto, TX

$2,414

Nashville, TN

$2,651

Difference

$237

🚗Transportation

↑ 7.5%

Hutto, TX

$1,194

Nashville, TN

$1,284

Difference

$90.03

🏥Healthcare

↑ 7.0%

Hutto, TX

$568

Nashville, TN

$607

Difference

$39.60

🛒Groceries

↑ 2.6%

Hutto, TX

$925

Nashville, TN

$949

Difference

$24.25

⚡All Utilities

↓ 0.5%

Hutto, TX

$522

Nashville, TN

$519

Difference

$2.55

less

🏠Rent Comparison

Studio

From$1,407

To$1,600

↑ $193

1 Bed

From$1,486

To$1,680

↑ $194

2 Bed

From$1,763

To$1,840

↑ $77.00

3 Bed

From$2,237

To$2,350

↑ $113

Hutto, TXZIP-level data

1BR range: $1,880–$1,880/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,241

Monthly in Hutto, TX

$7,952

Monthly in Nashville, TN

$711

Difference

Home Values

Hutto

Nashville

$338K

Median Value

$489K

↓ -5.7%

YoY Change

↓ -2.1%

↑ +21.9%

5-Year Change

↑ +32.1%

$338K

Price Range

$320K - $1.16M

Homes in Nashville are 44% more expensive than Hutto

Calculate payment - Hutto Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Hutto, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Hutto, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.