Is Grand Prairie, TX cheaper than Irving, TX?

Based on cost of living data, Grand Prairie, TX is 5.9% cheaper than Irving, TX. This translates to saving $446 per month.

What salary do I need in Grand Prairie, TX to live like I do in Irving, TX?

If you earn $150,000 in Irving, TX, you'd need approximately $144,653.465 in Grand Prairie, TX to maintain the same standard of living.

How does housing cost compare between Irving, TX and Grand Prairie, TX?

Housing in Grand Prairie, TX is 7.6% cheaper than in Irving, TX. For a two-bedroom apartment, rent is $1,840/month in Grand Prairie, TX compared to $1,955/month in Irving, TX.

How much can I save per month by moving from Irving, TX to Grand Prairie, TX?

Moving from Irving, TX to Grand Prairie, TX could save you approximately $446 per month, or $5347 per year, based on a $150,000 salary.

Irving, TX vs Grand Prairie, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Irving, TX

Numbers update automatically as you type

You'd save $446/month moving to Grand Prairie, TX

$150.0K in your current city equals $144.7K in Grand Prairie, TX

Rent data from HUD ZIP-level estimates · COL index from Dallas-Fort Worth-Arlington, TX area

Overall Cost

↓ 5.9%

Less expensive

Monthly Impact

$446

Savings

Annual Impact

$5.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Irving, TX

Population:257K

Cost Index:

100

100 = national average

Median Home:$373K

Grand Prairie, TX

Population:202K

Cost Index:

(6% below avg)

Median Home:$268K

Irving, TX

The Lone Star State

257K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 257K residents.

💡 Advantage: Texas has no state income tax!

Grand Prairie, TX

The Lone Star State

202K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 202K residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Irving, TX vs Grand Prairie, TX

Category	Irving, TX	Grand Prairie, TX	Difference	Change
Housing	$2,391/mo	$2,209/mo	↓ $182less	7.6%
Other	$1,774/mo	$1,607/mo	↓ $167less	9.4%
Groceries	$979/mo	$979/mo	→ $0	0.0%
Transportation	$1,298/mo	$1,298/mo	→ $0	0.0%
All Utilities	$563/mo	$563/mo	→ $0	0.0%
Healthcare	$632/mo	$632/mo	→ $0	0.0%

Housing

↓ 7.6%

Irving, TX

$2,391

Grand Prairie, TX

$2,209

Difference

$182

less

Other

↓ 9.4%

Irving, TX

$1,774

Grand Prairie, TX

$1,607

Difference

$167

less

Groceries

→ 0.0%

Irving, TX

$979

Grand Prairie, TX

$979

Difference

same

Transportation

→ 0.0%

Irving, TX

$1,298

Grand Prairie, TX

$1,298

Difference

same

All Utilities

→ 0.0%

Irving, TX

$563

Grand Prairie, TX

$563

Difference

same

Healthcare

→ 0.0%

Irving, TX

$632

Grand Prairie, TX

$632

Difference

same

🏠Rent Comparison

Studio

From$1,600

To$1,510

↓ $90.00

1 Bed

From$1,665

To$1,570

↓ $95.00

2 Bed

From$1,955

To$1,840

↓ $115

3 Bed

From$2,460

To$2,340

↓ $120

Irving, TXZIP-level data

1BR range: $1,470–$2,320/mo

Grand Prairie, TXZIP-level data

1BR range: $1,300–$1,800/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,637

Monthly in Irving, TX

$7,288

Monthly in Grand Prairie, TX

$349

Difference

Home Values

Irving

Grand Prairie

$373K

Median Value

$268K

↓ -2.5%

YoY Change

↓ -4.2%

↑ +33.3%

5-Year Change

↑ +29.7%

$282K - $631K

Price Range

$242K - $318K

Homes in Grand Prairie are 28% less expensive than Irving

Calculate payment - Irving Calculate payment - Grand Prairie

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Irving, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Grand Prairie, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Irving, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

Grand Prairie, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.