Is Nashville, TN cheaper than Jacksonville, NC?

Based on cost of living data, Nashville, TN is 9.1% more expensive than Jacksonville, NC. This translates to spending an extra $682 per month.

What salary do I need in Nashville, TN to live like I do in Jacksonville, NC?

If you earn $150,000 in Jacksonville, NC, you'd need approximately $158,189.711 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Jacksonville, NC and Nashville, TN?

Housing in Nashville, TN is 16.9% more expensive than in Jacksonville, NC. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $1,170/month in Jacksonville, NC.

How much can I save per month by moving from Jacksonville, NC to Nashville, TN?

Living in Nashville, TN costs approximately $682 more per month than Jacksonville, NC, or $8190 more per year, based on a $150,000 salary.

Jacksonville, NC vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Jacksonville, NC — ZIP-level rent data · COL adjusted from Fayetteville, NC area

Current salary in Jacksonville, NC

Numbers update automatically as you type

You'd spend $682/month more in Nashville, TN

$150.0K in your current city equals $158.2K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 9.1%

More expensive

Monthly Impact

$682

Extra cost

Annual Impact

$8.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Jacksonville, NC

Population:73K

Cost Index:100

Median Home:$257K

Nashville, TN

Population:689K

Cost Index:109

Median Home:$489K

Jacksonville, NC

The Tar Heel State

73K

Population

State Tax

Yes

Located in North Carolina, this city has a population of 73K residents.

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Jacksonville, NC vs Nashville, TN

Category	Jacksonville, NC	Nashville, TN	Difference	Change
🏠Housing	$2,267/mo	$2,651/mo	↑ $384more	16.9%
📦Other	$1,649/mo	$1,942/mo	↑ $293more	17.7%
🚗Transportation	$1,234/mo	$1,284/mo	↑ $50.48more	4.1%
🛒Groceries	$972/mo	$949/mo	↓ $22.47less	2.3%
⚡All Utilities	$526/mo	$519/mo	↓ $6.75less	1.3%
🏥Healthcare	$609/mo	$607/mo	↓ $1.62less	0.3%

🏠Housing

↑ 16.9%

Jacksonville, NC

$2,267

Nashville, TN

$2,651

Difference

$384

📦Other

↑ 17.7%

Jacksonville, NC

$1,649

Nashville, TN

$1,942

Difference

$293

🚗Transportation

↑ 4.1%

Jacksonville, NC

$1,234

Nashville, TN

$1,284

Difference

$50.48

🛒Groceries

↓ 2.3%

Jacksonville, NC

$972

Nashville, TN

$949

Difference

$22.47

less

⚡All Utilities

↓ 1.3%

Jacksonville, NC

$526

Nashville, TN

$519

Difference

$6.75

less

🏥Healthcare

↓ 0.3%

Jacksonville, NC

$609

Nashville, TN

$607

Difference

$1.62

less

🏠Rent Comparison

Studio

From$924

To$1,600

↑ $676

1 Bed

From$934

To$1,680

↑ $746

2 Bed

From$1,170

To$1,840

↑ $670

3 Bed

From$1,632

To$2,350

↑ $718

Jacksonville, NCZIP-level data

1BR range: $910–$910/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,256

Monthly in Jacksonville, NC

$7,952

Monthly in Nashville, TN

$696

Difference

Home Values

Jacksonville

Nashville

$257K

Median Value

$489K

↑ +3.4%

YoY Change

↓ -2.1%

↑ +51.1%

5-Year Change

↑ +32.1%

$252K - $261K

Price Range

$320K - $1.16M

Homes in Nashville are 91% more expensive than Jacksonville

Calculate payment - Jacksonville Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.1K

Per year

Monthly Difference

$594

More take-home

Effective Rate Diff

4.7%

Rate difference

Jacksonville, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Jacksonville, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.