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Cost of Living Comparison 2026

๐Ÿ“ Jefferson City, MO โ€” ZIP-level rent data ยท COL adjusted from St. Louis, MO area

$

Numbers update automatically as you type

You'd spend $2.2K/month more in Denver, CO

$150.0K in your current city equals $176.1K in Denver, CO

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 29.0%
More expensive
Monthly Impact
$2,179
Extra cost
Annual Impact
$26.1K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Jefferson City, MO

Population:43K
Cost Index:100
Median Home:$262K

Denver, CO

Population:716K
Cost Index:129
Median Home:$513K

Jefferson City, MO

The Show-Me State

43K
Population
State Tax
Yes

Located in Missouri, this city has a population of 43K residents.

Denver, CO

The Centennial State

716K
Population
State Tax
Yes
Climate
Semi-arid

Notable Facts

  • โ€ขMile-high city (5,280 ft)
  • โ€ขOutdoor recreation hub
  • โ€ขMajor cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Jefferson City, MO vs Denver, CO

๐Ÿ Housing
โ†‘ 96.9%
Jefferson City, MO
$1,650
Denver, CO
$3,248
Difference
$1,599
more
๐Ÿš—Transportation
โ†‘ 22.7%
Jefferson City, MO
$1,191
Denver, CO
$1,462
Difference
$270
more
๐Ÿ“ฆOther
โ†‘ 12.7%
Jefferson City, MO
$1,575
Denver, CO
$1,774
Difference
$200
more
๐ŸฅHealthcare
โ†‘ 21.2%
Jefferson City, MO
$521
Denver, CO
$632
Difference
$111
more
๐Ÿ›’Groceries
โ†‘ 9.5%
Jefferson City, MO
$940
Denver, CO
$1,029
Difference
$89.60
more
โšกAll Utilities
โ†“ 2.1%
Jefferson City, MO
$530
Denver, CO
$519
Difference
$10.95
less

๐Ÿ›๏ธ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Jefferson City, MO has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$587
To$1,720
โ†‘ $1,133
1 Bed
From$587
To$1,840
โ†‘ $1,253
2 Bed
From$770
To$2,190
โ†‘ $1,420
3 Bed
From$1,062
To$2,870
โ†‘ $1,808
Jefferson City, MOZIP-level data

1BR range: $690โ€“$720/mo

Denver, COZIP-level data

1BR range: $1,620โ€“$2,540/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,407
Monthly in Jefferson City, MO
$8,665
Monthly in Denver, CO
$2,258
Difference

Home Values

Jefferson City
Denver
$262K
Median Value
$513K
โ†‘ +6.2%
YoY Change
โ†“ -4.2%
โ†‘ +51.5%
5-Year Change
โ†‘ +13%
$255K - $270K
Price Range
$352K - $933K

Homes in Denver are 95% more expensive than Jefferson City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $1.3K
Per year
Monthly Difference
$111
More take-home
Effective Rate Diff
0.9%
Rate difference

Jefferson City, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Denver, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Additional Tax Information

Jefferson City, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

Denver, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Jefferson City
Denver
54 Moderate
Air Quality
55 Moderate
38%
Good Air Days
35.2%
99 High
Climate Risk
95 High
๐ŸŒŠ๐ŸŒก๐Ÿซจ
Top Hazards
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
39 days
Heat Days >95ยฐF
28 days
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
39 days
Heat Days >95ยฐF
28 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Missouri and Colorado on TaxTakeHome.com

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