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Cost of Living Comparison 2026

๐Ÿ“ Jefferson City, MO โ€” ZIP-level rent data ยท COL adjusted from St. Louis, MO area

$

Numbers update automatically as you type

You'd spend $1.6K/month more in Nashville, TN

$150.0K in your current city equals $168.8K in Nashville, TN

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 20.8%
More expensive
Monthly Impact
$1,563
Extra cost
Annual Impact
$18.8K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Jefferson City, MO

Population:43K
Cost Index:100
Median Home:$262K

Nashville, TN

Population:689K
Cost Index:121
Median Home:$489K

Jefferson City, MO

The Show-Me State

43K
Population
State Tax
Yes

Located in Missouri, this city has a population of 43K residents.

Nashville, TN

The Volunteer State

689K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • โ€ขMusic City USA
  • โ€ขCountry music capital
  • โ€ขHealthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Jefferson City, MO vs Nashville, TN

๐Ÿ Housing
โ†‘ 60.7%
Jefferson City, MO
$1,650
Nashville, TN
$2,651
Difference
$1,001
more
๐Ÿ“ฆOther
โ†‘ 23.3%
Jefferson City, MO
$1,575
Nashville, TN
$1,942
Difference
$367
more
๐Ÿš—Transportation
โ†‘ 7.8%
Jefferson City, MO
$1,191
Nashville, TN
$1,284
Difference
$92.91
more
๐ŸฅHealthcare
โ†‘ 16.5%
Jefferson City, MO
$521
Nashville, TN
$607
Difference
$85.90
more
โšกAll Utilities
โ†“ 2.1%
Jefferson City, MO
$530
Nashville, TN
$519
Difference
$10.95
less
๐Ÿ›’Groceries
โ†‘ 1.0%
Jefferson City, MO
$940
Nashville, TN
$949
Difference
$9.66
more

๐Ÿ Rent Comparison

Studio
From$587
To$1,600
โ†‘ $1,013
1 Bed
From$587
To$1,680
โ†‘ $1,093
2 Bed
From$770
To$1,840
โ†‘ $1,070
3 Bed
From$1,062
To$2,350
โ†‘ $1,288
Jefferson City, MOZIP-level data

1BR range: $690โ€“$720/mo

Nashville, TNZIP-level data

1BR range: $1,320โ€“$2,230/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,407
Monthly in Jefferson City, MO
$7,952
Monthly in Nashville, TN
$1,546
Difference

Home Values

Jefferson City
Nashville
$262K
Median Value
$489K
โ†‘ +6.2%
YoY Change
โ†“ -2.1%
โ†‘ +51.5%
5-Year Change
โ†‘ +32.1%
$255K - $270K
Price Range
$320K - $1.16M

Homes in Nashville are 86% more expensive than Jefferson City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $7.9K
Per year
Monthly Difference
$661
More take-home
Effective Rate Diff
5.3%
Rate difference

Jefferson City, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Nashville, TN

Federal Income Tax
Effective: 18.9%
$25.5K
Tennessee State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Jefferson City, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

Nashville, TN Tax Rates

Sales Tax:9.5%
Property Tax:0.7%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Jefferson City
Nashville
54 Moderate
Air Quality
50 Good
38%
Good Air Days
51.6%
99 High
Climate Risk
97 High
๐ŸŒŠ๐ŸŒก๐Ÿซจ
Top Hazards
๐ŸŒŠ๐Ÿซจ๐ŸŒช
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+2.8ยฐF
39 days
Heat Days >95ยฐF
42 days
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+2.8ยฐF
39 days
Heat Days >95ยฐF
42 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Missouri and Tennessee on TaxTakeHome.com

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