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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd save $250/month moving to Indianapolis, IN

$150.0K in your current city equals $147.0K in Indianapolis, IN

Rent data from HUD ZIP-level estimates · COL index from Kansas City, MO-KS area
Overall Cost
3.3%
Less expensive
Monthly Impact
$250
Savings
Annual Impact
$3.0K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Kansas City, MO

Population:508K
Cost Index:
100
100 = national average
Median Home:$257K

Indianapolis, IN

Population:888K
Cost Index:
97
(3% below avg)
Median Home:$176K

Kansas City, MO

The Show-Me State

508K
Population
State Tax
Yes

Located in Missouri, this city has a population of 508K residents.

Indianapolis, IN

The Hoosier State

888K
Population
State Tax
Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Kansas City, MO vs Indianapolis, IN

Housing
7.4%
Kansas City, MO
$2,105
Indianapolis, IN
$1,949
Difference
$156
less
All Utilities
6.1%
Kansas City, MO
$535
Indianapolis, IN
$503
Difference
$32.79
less
Groceries
3.2%
Kansas City, MO
$949
Indianapolis, IN
$919
Difference
$29.98
less
Transportation
2.2%
Kansas City, MO
$1,216
Indianapolis, IN
$1,188
Difference
$27.32
less
Healthcare
4.1%
Kansas City, MO
$607
Indianapolis, IN
$582
Difference
$24.78
less
Other
1.0%
Kansas City, MO
$1,607
Indianapolis, IN
$1,590
Difference
$16.74
less

🏛️ Local Income Taxes

Kansas City, MO: Kansas City Earnings Tax$1,500/yr (1.0%)
Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)
Net difference+$1,530/yr

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$1,180
To$1,030
$150
1 Bed
From$1,280
To$1,170
$110
2 Bed
From$1,460
To$1,360
$100
3 Bed
From$1,900
To$1,760
$140
Kansas City, MOZIP-level data

1BR range: $900$1,800/mo

Indianapolis, INZIP-level data

1BR range: $1,080$1,870/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,020
Monthly in Kansas City, MO
$6,732
Monthly in Indianapolis, IN
$288
Difference

Home Values

Kansas City
Indianapolis
$257K
Median Value
$176K
↑ +0.6%
YoY Change
↓ -1.1%
↑ +32.2%
5-Year Change
↑ +26.9%
$80K - $587K
Price Range
$109K - $340K

Homes in Indianapolis are 31% less expensive than Kansas City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$3.1K
Per year
Monthly Difference
$257
More take-home
Effective Rate Diff
2.1%
Rate difference

Kansas City, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Indianapolis, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Additional Tax Information

Kansas City, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

Indianapolis, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Kansas City
Indianapolis
46 Good
Air Quality
54 Moderate
59.3%
Good Air Days
36.6%
97 High
Climate Risk
97 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
+3.3°F
2050 Outlook
+3.1°F
44 days
Heat Days >95°F
18 days
+3.3°F
2050 Outlook
+3.1°F
44 days
Heat Days >95°F
18 days

💰 See how taxes change too — compare take-home pay between Missouri and Indiana on TaxTakeHome.com

Where your money goes further

Cities cheaper than Kansas City, MO on a $150.0K salary

Similar cost to Indianapolis, IN

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