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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd spend $83.33/month more in San Antonio, TX

$150.0K in your current city equals $151.0K in San Antonio, TX

Rent data from HUD ZIP-level estimates ยท COL index from Kansas City, MO-KS area
Overall Cost
โ†‘ 1.1%
More expensive
Monthly Impact
$83.33
Extra cost
Annual Impact
$1.0K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Kansas City, MO

Population:508K
Cost Index:
100
100 = national average
Median Home:$257K

San Antonio, TX

Population:1547K
Cost Index:
101
(1% above avg)
Median Home:$215K

Kansas City, MO

The Show-Me State

508K
Population
State Tax
Yes

Located in Missouri, this city has a population of 508K residents.

San Antonio, TX

The Lone Star State

1.5M
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 1.5M residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Kansas City, MO vs San Antonio, TX

Healthcare
โ†“ 13.3%
Kansas City, MO
$607
San Antonio, TX
$527
Difference
$80.54
less
Transportation
โ†‘ 5.8%
Kansas City, MO
$1,216
San Antonio, TX
$1,287
Difference
$71.03
more
Other
โ†‘ 2.5%
Kansas City, MO
$1,607
San Antonio, TX
$1,647
Difference
$40.18
more
All Utilities
โ†“ 7.4%
Kansas City, MO
$535
San Antonio, TX
$496
Difference
$39.89
less
Groceries
โ†“ 3.8%
Kansas City, MO
$949
San Antonio, TX
$913
Difference
$35.97
less
Housing
โ†“ 0.2%
Kansas City, MO
$2,105
San Antonio, TX
$2,100
Difference
$5.20
less

๐Ÿ›๏ธ Local Income Taxes

Kansas City, MO: Kansas City Earnings Tax$1,500/yr (1.0%)

San Antonio, TX has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$1,180
To$1,110
โ†“ $70.00
1 Bed
From$1,280
To$1,210
โ†“ $70.00
2 Bed
From$1,460
To$1,470
โ†‘ $10.00
3 Bed
From$1,900
To$1,890
โ†“ $10.00
Kansas City, MOZIP-level data

1BR range: $900โ€“$1,800/mo

San Antonio, TXZIP-level data

1BR range: $840โ€“$1,770/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,020
Monthly in Kansas City, MO
$6,969
Monthly in San Antonio, TX
$50.40
Difference

Home Values

Kansas City
San Antonio
$257K
Median Value
$215K
โ†‘ +0.6%
YoY Change
โ†“ -2.9%
โ†‘ +32.2%
5-Year Change
โ†‘ +16.7%
$80K - $587K
Price Range
$107K - $905K

Homes in San Antonio are 16% less expensive than Kansas City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $7.9K
Per year
Monthly Difference
$661
More take-home
Effective Rate Diff
5.3%
Rate difference

Kansas City, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

San Antonio, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Kansas City, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

San Antonio, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Kansas City
San Antonio
46 Good
Air Quality
52 Moderate
59.3%
Good Air Days
47.5%
97 High
Climate Risk
99 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+3.3ยฐF
2050 Outlook
โ–ฒ+2.6ยฐF
44 days
Heat Days >95ยฐF
105 days
โ–ฒ+3.3ยฐF
2050 Outlook
โ–ฒ+2.6ยฐF
44 days
Heat Days >95ยฐF
105 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Missouri and Texas on TaxTakeHome.com

Where your money goes further

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