Is Austin, TX cheaper than Kiryas Joel, NY?

Based on cost of living data, Austin, TX is 0.0% more expensive than Kiryas Joel, NY. The two cities have very similar living costs.

What salary do I need in Austin, TX to live like I do in Kiryas Joel, NY?

If you earn $150,000 in Kiryas Joel, NY, you'd need approximately $150,039.17 in Austin, TX to maintain the same standard of living.

How does housing cost compare between Kiryas Joel, NY and Austin, TX?

Housing in Austin, TX is 48.7% more expensive than in Kiryas Joel, NY. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $1,418/month in Kiryas Joel, NY.

How much can I save per month by moving from Kiryas Joel, NY to Austin, TX?

Kiryas Joel, NY and Austin, TX have very similar costs of living, based on a $150,000 salary.

Kiryas Joel, NY vs Austin, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Kiryas Joel, NY — COL adjusted from Newark, NJ area + state data

Current salary in Kiryas Joel, NY

Numbers update automatically as you type

You'd spend $3.26/month more in Austin, TX

$150.0K in your current city equals $150.0K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 0.0%

More expensive

Monthly Impact

$3.26

Extra cost

Annual Impact

$39.17

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Kiryas Joel, NY

Population:42K

Cost Index:100

Median Home:$484K

Austin, TX

Population:979K

Cost Index:100

Median Home:$558K

Kiryas Joel, NY

The Empire State

42K

Population

State Tax

Yes

Located in New York, this city has a population of 42K residents.

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Kiryas Joel, NY vs Austin, TX

Category	Kiryas Joel, NY	Austin, TX	Difference	Change
🏠Housing	$1,940/mo	$2,885/mo	↑ $945more	48.7%
🚗Transportation	$1,524/mo	$1,284/mo	↓ $240less	15.7%
📦Other	$1,931/mo	$1,741/mo	↓ $190less	9.8%
🛒Groceries	$1,073/mo	$959/mo	↓ $114less	10.6%
🏥Healthcare	$671/mo	$589/mo	↓ $82.88less	12.3%
⚡All Utilities	$582/mo	$541/mo	↓ $40.56less	7.0%

🏠Housing

↑ 48.7%

Kiryas Joel, NY

$1,940

Austin, TX

$2,885

Difference

$945

🚗Transportation

↓ 15.7%

Kiryas Joel, NY

$1,524

Austin, TX

$1,284

Difference

$240

less

📦Other

↓ 9.8%

Kiryas Joel, NY

$1,931

Austin, TX

$1,741

Difference

$190

less

🛒Groceries

↓ 10.6%

Kiryas Joel, NY

$1,073

Austin, TX

$959

Difference

$114

less

🏥Healthcare

↓ 12.3%

Kiryas Joel, NY

$671

Austin, TX

$589

Difference

$82.88

less

⚡All Utilities

↓ 7.0%

Kiryas Joel, NY

$582

Austin, TX

$541

Difference

$40.56

less

🏠Rent Comparison

Studio

From$972

To$1,585

↑ $613

1 Bed

From$1,134

To$1,685

↑ $551

2 Bed

From$1,418

To$1,995

↑ $577

3 Bed

From$1,945

To$2,525

↑ $580

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,720

Monthly in Kiryas Joel, NY

$7,998

Monthly in Austin, TX

$278

Difference

Home Values

Kiryas Joel

Austin

Median Value

$558K

YoY Change

↓ -5%

5-Year Change

↑ +12.6%

Price Range

$272K - $1.26M

Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $9.5K

Per year

Monthly Difference

$795

More take-home

Effective Rate Diff

6.4%

Rate difference

Kiryas Joel, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Kiryas Joel, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.