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Cost of Living Comparison 2026

๐Ÿ“ Kiryas Joel, NY โ€” COL adjusted from Newark, NJ area + state data

$

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You'd spend $513/month more in Denver, CO

$150.0K in your current city equals $156.2K in Denver, CO

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 6.8%
More expensive
Monthly Impact
$513
Extra cost
Annual Impact
$6.2K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Kiryas Joel, NY

Population:42K
Cost Index:100
Median Home:$484K

Denver, CO

Population:716K
Cost Index:107
Median Home:$513K

Kiryas Joel, NY

The Empire State

42K
Population
State Tax
Yes

Located in New York, this city has a population of 42K residents.

Denver, CO

The Centennial State

716K
Population
State Tax
Yes
Climate
Semi-arid

Notable Facts

  • โ€ขMile-high city (5,280 ft)
  • โ€ขOutdoor recreation hub
  • โ€ขMajor cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Kiryas Joel, NY vs Denver, CO

๐Ÿ Housing
โ†‘ 67.5%
Kiryas Joel, NY
$1,940
Denver, CO
$3,248
Difference
$1,309
more
๐Ÿ“ฆOther
โ†“ 8.1%
Kiryas Joel, NY
$1,931
Denver, CO
$1,774
Difference
$156
less
โšกAll Utilities
โ†“ 10.7%
Kiryas Joel, NY
$582
Denver, CO
$519
Difference
$62.42
less
๐Ÿš—Transportation
โ†“ 4.1%
Kiryas Joel, NY
$1,524
Denver, CO
$1,462
Difference
$61.94
less
๐Ÿ›’Groceries
โ†“ 4.1%
Kiryas Joel, NY
$1,073
Denver, CO
$1,029
Difference
$43.97
less
๐ŸฅHealthcare
โ†“ 5.9%
Kiryas Joel, NY
$671
Denver, CO
$632
Difference
$39.51
less

๐Ÿ›๏ธ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Kiryas Joel, NY has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$972
To$1,720
โ†‘ $748
1 Bed
From$1,134
To$1,840
โ†‘ $706
2 Bed
From$1,418
To$2,190
โ†‘ $772
3 Bed
From$1,945
To$2,870
โ†‘ $925
Denver, COZIP-level data

1BR range: $1,620โ€“$2,540/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,720
Monthly in Kiryas Joel, NY
$8,665
Monthly in Denver, CO
$944
Difference

Home Values

Kiryas Joel
Denver
-
Median Value
$513K
-
YoY Change
โ†“ -4.2%
-
5-Year Change
โ†‘ +13%
-
Price Range
$352K - $933K

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $2.9K
Per year
Monthly Difference
$245
More take-home
Effective Rate Diff
2.0%
Rate difference

Kiryas Joel, NY

Federal Income Tax
Effective: 18.9%
$25.5K
New York State Tax
Effective: 6.4%
$9.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.0%
$46.6K
Take-Home Pay
$8,620/month
$103.4K

Denver, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Additional Tax Information

Kiryas Joel, NY Tax Rates

Sales Tax:8.8%
Property Tax:1.2%

Denver, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Kiryas Joel
Denver
N/A
Air Quality
55 Moderate
-
Good Air Days
35.2%
98 High
Climate Risk
95 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
โ–ฒ+2.9ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
15 days
Heat Days >95ยฐF
28 days
โ–ฒ+2.9ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
15 days
Heat Days >95ยฐF
28 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between New York and Colorado on TaxTakeHome.com

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