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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd spend $536/month more in Roseville, CA

$150.0K in your current city equals $156.4K in Roseville, CA

Rent data from HUD ZIP-level estimates · COL index from Denver-Aurora-Lakewood, CO area
Overall Cost
7.2%
More expensive
Monthly Impact
$536
Extra cost
Annual Impact
$6.4K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Lakewood, CO

Population:156K
Cost Index:
100
100 = national average
Median Home:$585K

Roseville, CA

Population:159K
Cost Index:
107
(7% above avg)
Median Home:$652K

Lakewood, CO

The Centennial State

156K
Population
State Tax
Yes

Located in Colorado, this city has a population of 156K residents.

Roseville, CA

The Golden State

159K
Population
State Tax
Yes

Located in California, this city has a population of 159K residents.

Cost Breakdown by Category

Annual spending: Lakewood, CO vs Roseville, CA

Housing
13.6%
Lakewood, CO
$2,827
Roseville, CA
$3,212
Difference
$385
more
Other
2.6%
Lakewood, CO
$1,716
Roseville, CA
$1,761
Difference
$45.32
more
Groceries
3.3%
Lakewood, CO
$1,012
Roseville, CA
$1,045
Difference
$33.33
more
Transportation
2.1%
Lakewood, CO
$1,413
Roseville, CA
$1,384
Difference
$29.45
less
All Utilities
2.5%
Lakewood, CO
$510
Roseville, CA
$523
Difference
$12.67
more
Healthcare
1.6%
Lakewood, CO
$621
Roseville, CA
$611
Difference
$9.93
less

🏠Rent Comparison

Studio
From$1,257
To$1,764
$507
1 Bed
From$1,344
To$1,846
$502
2 Bed
From$1,599
To$2,277
$678
3 Bed
From$2,092
To$3,030
$938
Lakewood, COZIP-level data

1BR range: $1,620$1,900/mo

Roseville, CAZIP-level data

1BR range: $2,140$2,330/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,100
Monthly in Lakewood, CO
$8,537
Monthly in Roseville, CA
$437
Difference

Home Values

Lakewood
Roseville
$585K
Median Value
$652K
↓ -2.6%
YoY Change
↓ -1.1%
↑ +20.1%
5-Year Change
↑ +20.7%
$519K - $652K
Price Range
$530K - $670K

Homes in Roseville are 12% more expensive than Lakewood

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$4.0K
More taxes
Monthly Difference
$336
Less take-home
Effective Rate Diff
2.7%
Rate difference

Lakewood, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Roseville, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Additional Tax Information

Lakewood, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

Roseville, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Lakewood
Roseville
55 Moderate
Air Quality
51 Moderate
35.2%
Good Air Days
49.7%
95 High
Climate Risk
98 High
🌊🌪💨
Top Hazards
🌊🫨
+3.3°F
2050 Outlook
+2.4°F
28 days
Heat Days >95°F
69 days
+3.3°F
2050 Outlook
+2.4°F
28 days
Heat Days >95°F
69 days

💰 See how taxes change too — compare take-home pay between Colorado and California on TaxTakeHome.com

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