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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd spend $4.6K/month more in Seattle, WA

$150.0K in your current city equals $205.5K in Seattle, WA

Rent data from HUD ZIP-level estimates · COL index from Denver-Aurora-Lakewood, CO area
Overall Cost
61.7%
More expensive
Monthly Impact
$4,628
Extra cost
Annual Impact
$55.5K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Lakewood, CO

Population:156K
Cost Index:
100
100 = national average
Median Home:$585K

Seattle, WA

Population:749K
Cost Index:
162
(62% above avg)
Median Home:$808K

Lakewood, CO

The Centennial State

156K
Population
State Tax
Yes

Located in Colorado, this city has a population of 156K residents.

Seattle, WA

The Evergreen State

749K
Population
State Tax
No Income Tax
Climate
Oceanic

Notable Facts

  • Coffee culture birthplace
  • Major tech center
  • Pacific Northwest gateway

Major Industries

TechnologyAerospaceMaritime TradeCoffee Industry

Cost Breakdown by Category

Annual spending: Lakewood, CO vs Seattle, WA

Housing
166.6%
Lakewood, CO
$2,827
Seattle, WA
$7,536
Difference
$4,709
more
Transportation
34.4%
Lakewood, CO
$1,413
Seattle, WA
$1,899
Difference
$485
more
Other
15.1%
Lakewood, CO
$1,716
Seattle, WA
$1,975
Difference
$260
more
Healthcare
32.6%
Lakewood, CO
$621
Seattle, WA
$824
Difference
$203
more
Groceries
6.6%
Lakewood, CO
$1,012
Seattle, WA
$1,079
Difference
$67.13
more
All Utilities
5.8%
Lakewood, CO
$510
Seattle, WA
$481
Difference
$29.59
less

🏠Rent Comparison

Studio
From$1,257
To$2,180
$923
1 Bed
From$1,344
To$2,260
$916
2 Bed
From$1,599
To$2,630
$1,031
3 Bed
From$2,092
To$3,440
$1,348
Lakewood, COZIP-level data

1BR range: $1,620$1,900/mo

Seattle, WAZIP-level data

1BR range: $1,900$3,210/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,100
Monthly in Lakewood, CO
$13,794
Monthly in Seattle, WA
$5,695
Difference

Home Values

Lakewood
Seattle
$585K
Median Value
$808K
↓ -2.6%
YoY Change
↓ -2.5%
↑ +20.1%
5-Year Change
↑ +12.5%
$519K - $652K
Price Range
$433K - $1.34M

Homes in Seattle are 38% more expensive than Lakewood

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$6.6K
Per year
Monthly Difference
$550
More take-home
Effective Rate Diff
4.4%
Rate difference

Lakewood, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Seattle, WA

Federal Income Tax
Effective: 18.9%
$25.5K
Washington State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Lakewood, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

Seattle, WA Tax Rates

Sales Tax:9.2%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Lakewood
Seattle
55 Moderate
Air Quality
41 Good
35.2%
Good Air Days
69.7%
95 High
Climate Risk
100 Very High
🌊🌪💨
Top Hazards
🌊🌡🫨
+3.3°F
2050 Outlook
+2.6°F
28 days
Heat Days >95°F
2 days
+3.3°F
2050 Outlook
+2.6°F
28 days
Heat Days >95°F
2 days

💰 See how taxes change too — compare take-home pay between Colorado and Washington on TaxTakeHome.com

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