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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd spend $3.2K/month more in Washington, DC

$150.0K in your current city equals $188.6K in Washington, DC

Rent data from HUD ZIP-level estimates · COL index from Denver-Aurora-Lakewood, CO area
Overall Cost
42.9%
More expensive
Monthly Impact
$3,218
Extra cost
Annual Impact
$38.6K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Lakewood, CO

Population:156K
Cost Index:
100
100 = national average
Median Home:$585K

Washington, DC

Population:690K
Cost Index:
143
(43% above avg)
Median Home:$556K

Lakewood, CO

The Centennial State

156K
Population
State Tax
Yes

Located in Colorado, this city has a population of 156K residents.

Washington, DC

The District of Columbia

690K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • Nations capital
  • No voting representation in Congress
  • Major international city

Major Industries

GovernmentProfessional ServicesTourismEducation

Cost Breakdown by Category

Annual spending: Lakewood, CO vs Washington, DC

Housing
119.7%
Lakewood, CO
$2,827
Washington, DC
$6,211
Difference
$3,384
more
Transportation
33.4%
Lakewood, CO
$1,413
Washington, DC
$1,885
Difference
$472
more
Other
6.3%
Lakewood, CO
$1,716
Washington, DC
$1,825
Difference
$109
more
Groceries
6.6%
Lakewood, CO
$1,012
Washington, DC
$1,079
Difference
$67.13
more
Healthcare
1.7%
Lakewood, CO
$621
Washington, DC
$632
Difference
$10.54
more
All Utilities
0.4%
Lakewood, CO
$510
Washington, DC
$508
Difference
$2.27
less

🏠Rent Comparison

Studio
From$1,257
To$2,150
$893
1 Bed
From$1,344
To$2,215
$871
2 Bed
From$1,599
To$2,470
$871
3 Bed
From$2,092
To$3,115
$1,023
Lakewood, COZIP-level data

1BR range: $1,620$1,900/mo

Washington, DCZIP-level data

1BR range: $1,340$3,020/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,100
Monthly in Lakewood, CO
$12,140
Monthly in Washington, DC
$4,040
Difference

Home Values

Lakewood
Washington
$585K
Median Value
$556K
↓ -2.6%
YoY Change
↓ -2.2%
↑ +20.1%
5-Year Change
↓ -5.6%
$519K - $652K
Price Range
$233K - $1.35M

Homes in Washington are 5% less expensive than Lakewood

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$4.5K
More taxes
Monthly Difference
$379
Less take-home
Effective Rate Diff
3.0%
Rate difference

Lakewood, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Washington, DC

Federal Income Tax
Effective: 18.9%
$25.5K
District of Columbia State Tax
Effective: 7.4%
$11.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 32.1%
$48.2K
Take-Home Pay
$8,486/month
$101.8K

Additional Tax Information

Lakewood, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

Washington, DC Tax Rates

Sales Tax:6.0%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Lakewood
Washington
55 Moderate
Air Quality
45 Good
35.2%
Good Air Days
63.7%
95 High
Climate Risk
98 High
🌊🌪💨
Top Hazards
🌊🌀🌡
+3.3°F
2050 Outlook
+2.9°F
28 days
Heat Days >95°F
27 days
+3.3°F
2050 Outlook
+2.9°F
28 days
Heat Days >95°F
27 days

💰 See how taxes change too — compare take-home pay between Colorado and Washington DC on TaxTakeHome.com

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